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2113 Lunden St, Saint Peter, MN, 56082

3beds
2baths
1,990sqft
$394,000
$198price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

Welcome to a brand new construction home in St. Peter! Featuring a bi-level floor plan, the home offers 3 bedrooms and 2 bathrooms, as well as a 2 stall attached garage! The primary room provides a large walk-in closet with a shared en-suite bath. Creative financing options may be available if buyer qualifies. Reach out today to learn more!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
North Elementary SchoolGrades 2-41.1 mi
6/10
St. Peter Middle SchoolGrades 5-81.1 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Sump Pump,Block,Full

Bedroom

  • Level: Main
  • Area: 167.28

Bedroom1

  • Level: Basement
  • Area: 108.07

Bedroom2

  • Level: Basement
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Informal Dining Room
  • Level: Main
  • Area: 125.73

Family Room

  • Level: Basement
  • Area: 254.39999999999998

Features

  • Broadband Available,Walk-In Closet(s),Bath Description: Full Basement,Primary Walk-Thru,Main Floor Bedrooms
  • Window features: Combination Windows (L)
  • Finished area below ground: 995
  • Finished area above ground: 995

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: Main
  • Area: 90.832

Living Room

  • Level: Main
  • Area: 166.05

Property

Details

  • Parcel number: 198330120
  • Other equipment: Air to Air Exchange,Sump Pump
  • Foundation area: 995

Features

  • Levels: Bi-Level Split

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 55 x 115

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$201$2,412
Property Taxes $341$4,092
Electricity $170$2,050
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 56082$144
Nicollet County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56082
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$399,000
2026-02-05Price change$406,000
2025-11-19Listed for sale$413,000
2024-10-07Sold$31,400

New Construction

AgentDennis Terrell
BrokerageRe/Max Dynamic Agents

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