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4078 Highgate Rd, Muskegon, MI, 49441

4beds
3baths
2,057sqft
$424,900
$207price/sqft
$2,955/moest. monthly cost
$118,200/yrincome needed

About This Home

Welcome to 4078 Highgate, nestled in the established Roodmont neighborhood and offering deeded access to beautiful Mona Lake--perfect for kayaking or canoeing right from your own backyard. This sprawling ranch features 3 bedrooms, 2.5 bathrooms on the main level, plus a 4th bedroom in the fully finished lower level, offering a flexible layout with multiple living spaces to enjoy. The updated galley kitchen shines with sparkling quartz countertops, stainless steel appliances, and a spacious dining area ideal for everyday living or entertaining. The microwave and dishwasher are both new in 2025, adding modern convenience to this inviting space. The main level showcases original restored oak and pine wood floors, bringing warmth and character throughout. The inviting living room features a cozy fireplace and a slider that leads to the backyard, creating a seamless indoor-outdoor connection. Two bedrooms feature new windows, and a convenient laundry chute adds a touch of practicality to everyday living. The fully finished lower level expands your living space with a large family room complete with a second fireplace, 4th bedroom, a full bathroom, an office, a generous workshop, and abundant storage. Durable vinyl plank flooring has recently been installed, making this space both functional and comfortable. Additional updates include a new boiler system (2021), new mini-split systems for air conditioning, and two brand new exterior mudroom storm doors (2025)--including one with a keypad for convenient keyless entry--providing both comfort and efficiency. Step outside and fall in love with the peaceful backyard retreat--complete with a patio and mature trees that provide shade and privacy throughout the warmer months. Conveniently located near shopping, entertainment, and with easy highway access, this home offers both tranquility and accessibility.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
5/10
9/10
Mona Shores High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,Lower Level

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen
  • Window features: Replacement
  • Flooring: Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,057

Heating

  • Heating features: Baseboard,Hot Water

Interior Area

  • Total structure area: 1,502
  • Total interior livable area: 2,057 sqft

Property

Details

  • Parcel number: 27740000000600

Features

  • Stories: 1
  • Waterfront features: Lake
  • Waterbody name: Mona Lake

Lot

  • Lot size: 0.48 Acres
  • Features: Wooded
  • Lot size dimensions: 110 x 239 x 62

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$194$2,328
Property Taxes $389$4,668
Electricity $224$2,692
Total$2,955$35,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,314/yr
40% on housing$88,650/yr
45% on housing$78,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 49441$170
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49441$170
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$459,900
2019-08-01Sold$215,000
2019-06-24Listed for sale$189,900
2012-12-14Sold$103,000
2012-11-07Listed for sale$109,900

For Sale by Agent

AgentKristin Braun
BrokerageColdwell Banker Woodland Schmidt Grand Haven

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