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502 Ellicott Loop, San Jose, CA, 95123

4beds
4baths
2,173sqft
$1,278,000
$588price/sqft
$8,253/moest. monthly cost
$330,120/yrincome needed

About This Home

Exceptional northeast-facing former Taylor Morrison model home with over $106K in builder upgrades, a premium lot, and designer finishes throughout. This spacious 2,173 sq. ft. residence offers 4 bedrooms and 3.5 bathrooms across three levels, including a highly desirable ground-floor bedroom and full bath. The open-concept main living area features premium flooring, quartz countertops, upgraded cabinetry, stainless steel appliances, a large kitchen island, and abundant natural light. Upstairs, the luxurious primary suite includes a spa-inspired bathroom and walk-in closet. Originally designed as the community showcase home, the property features custom accent walls, designer lighting, elegant stair railings, upgraded tile work, built-in features, and a fully finished garage. Rare four-car parking includes an attached two-car garage plus a private driveway. Conveniently located near Caltrain, VTA light rail, Highways 101 and 85, shopping, dining, parks, and major tech employers. Move-in ready and ideal for both homeowners and investors seeking a premium Silicon Valley property.

Getting Around

71
WalkingVery Walkable
46
TransitSome Transit
61
BikeBikeable

Schools

8/10
Santa Teresa High SchoolGrades 9-120.6 mi
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Other

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Built In Oven,Gas Oven,Refrigerator,Trash Compactor,Washer/Dryer,Water Softener

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 2,173 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 70653024
  • Zoning: M1PD
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 830 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,462$77,544
Home Insurance *$120$1,440
Property Taxes $1,206$14,472
Electricity $465$5,591
Total$8,253$99,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,960/yr
40% on housing$247,590/yr
45% on housing$220,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 95123$579
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95123$902
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$1,269,000
2026-08-01Price change$1,278,000
2026-07-16Listed for sale$1,299,000
2022-07-29Listing removed--
2022-07-17Listed for rent$3,990
2019-06-20Listing removed$3,950
2019-06-15Listed for rent$3,950
2017-10-31Sold$940,000

For Sale by Agent

AgentJimmy Wu
BrokerageSunshine Investment

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