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10130 Locust St, Kansas City, MO, 64131

4beds
3baths
2,684sqft
$240,000
$89price/sqft
$1,840/moest. monthly cost
$73,600/yrincome needed

About This Home

Why settle for cramped when you can have room to live? This move-in ready townhome combines the space of a single-family home with the convenience of low-maintenance living. Oversized rooms, multiple living areas, two fireplaces, and a heated two-car garage make this a rare find. Fresh paint, new flooring, and a new water heater provide a fresh start, while natural light pours into the open floor plan. Large bedrooms, 2.5 bathrooms, formal dining, and a finished lower level give you the flexibility to create the lifestyle you want. Retreat to the spacious primary suite with two walk-in closets and a spa-inspired bath featuring double vanities, a jetted tub, and a separate shower. A private fenced patio completes the home, offering the perfect place to unwind. Some images have been virtually staged. Virtual furnishings, décor, and accessories have been digitally added to help illustrate room size and functionality. Actual property conditions, features, and dimensions may vary from the staged images.

Getting Around

27
WalkingCar-Dependent
20
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

5/10
3/10
Center Middle SchoolGrades 6-80.2 mi
3/10
Center Sr. HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Stucco & Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Upper
  • Area: 187

Bedroom3

  • Level: Upper
  • Area: 143

Bedroom4

  • Level: Third
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third
  • Area: 154

Family Room

  • Level: Lower
  • Area: 204

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Fireplace Equip
  • Fireplace: Yes
  • Finished area below ground: 538
  • Finished area above ground: 2,146

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Kitchen

  • Level: Third
  • Area: 150

Living Room

  • Features: Fireplace
  • Level: Second
  • Area: 273

Master Bedroom

  • Features: Double Vanity
  • Level: Upper
  • Area: 187

Property

Details

  • Parcel number: 48813030400000000

Features

  • Patio & porch: Patio,Porch
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 986 sqft
  • Features: City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$197$2,364
Property Taxes $226$2,712
Electricity $204$2,459
Total$1,840$22,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,085/yr
40% on housing$55,200/yr
45% on housing$49,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 64131$281
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64131$158
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$237,500
2026-06-05Listed for sale$240,000
2022-03-06Listing removed--
2022-03-02Listed for rent$1,675
2021-12-23Sold--
2021-11-06Pending sale$185,000
2021-11-04Listed for sale$185,000
2018-04-16Sold--
2018-04-13Pending sale$155,000
2018-03-08Listed for sale$155,000

For Sale by Agent

AgentCarolyn Marischler
BrokerageReal Broker, LLC

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