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439 W 104th St APT D, Kansas City, MO, 64114

1beds
1baths
792sqft
$129,900
$164price/sqft
$1,014/moest. monthly cost
$40,560/yrincome needed

About This Home

Enjoy maintenance-free living in this remodeled top-floor condo located in a quiet gated community. Thoughtfully updated featuring new flooring, a completely renovated kitchen with new appliances and a bathroom with double vanity and shower, fresh interior paint, new modern light fixtures, and new electrical outlets and switches throughout. The bright, inviting floor plan is complemented by two outdoor decks, providing the perfect spaces to enjoy your morning coffee or unwind at the end of the day. Additional conveniences include dedicated storage and a laundry area in the basement. With quality updates, secure gated access, and a top-floor location, this condo is an exceptional value for low-maintenance living.

Getting Around

36
WalkingCar-Dependent
22
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

6/10
3/10
Center Middle SchoolGrades 6-80.6 mi
3/10
Center Sr. HighGrades 9-122.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 792

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Property

Details

  • Parcel number: 48944170800000000

Lot

  • Lot size: 871 sqft

Parking

  • Parking features: Secured

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$95$1,140
Property Taxes $122$1,464
Electricity $141$1,693
Total$1,014$12,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,765/yr
40% on housing$30,420/yr
45% on housing$27,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 64114$149
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64114$195
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$129,900
2026-07-20Listed for sale$135,000
2026-05-18Sold--
2026-03-28Pending sale$87,400
2026-03-24Price change$87,400
2026-03-12Listed for sale$89,900
2017-11-16Sold--
2017-11-02Pending sale$49,500
2017-09-10Price change$49,500
2017-07-19Listed for sale$52,000
2005-12-12Sold--

For Sale by Agent

AgentLocate Team
BrokerageCompass Realty Group

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