136 Private Road 197, Streetman, TX, 75859
About This Home
Escape to lake life with this beautifully furnished waterfront retreat on a protected cove of Richland Chambers Lake! This must see property offers the perfect combination of peaceful lakefront living and easy access to open water. Whether you're looking for a full time residence, weekend getaway, or turnkey vacation rental, this home is ready to enjoy from day one. This stunning 3 bedroom, 2.5 bath home features an open floor plan designed for entertaining and relaxed lake living. The gourmet kitchen showcases an oversized island, granite countertops, tons of cabinet and counter space, and seamlessly flows into the main living and dining areas. Beautiful stained concrete flooring runs throughout the home, offering durability and modern lake house style. Tons of windows fill the home with natural light, creating a light and bright atmosphere throughout. The spacious primary suite offers an ensuite spa-like bath, equipped with oversized walk in shower with rain shower head and a soaking tub, ideal for unwinding. Generous size guest rooms provide comfort for family and visitors alike. Step outside to a massive outdoor living space built for entertaining, complete with room for gatherings, grilling, and enjoying long lake days. The property includes a private dock with boat slip, pergola, and fire pit making lake access effortless for boating, fishing, and water recreation. This home is being sold fully furnished, allowing you to move right in or begin generating rental income immediately. Enjoy relaxing mornings overlooking the water, fishing from your backyard, boating, kayaking, and unforgettable sunsets from your own private lakeside escape. Situated on just under an acre and outside the city limits, you'll appreciate the added flexibility and fewer restrictions while still being conveniently located just over an hour from the DFW Metroplex. Don't miss this rare opportunity to own a move-in-ready waterfront property on one of Texas premier recreational lakes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal
- Laundry features: Electric Dryer Hookup,Laundry in Utility Room
Bedroom
- Features: Ceiling Fan(s),Split Bedrooms
- Level: Second
- Dimensions: 16 x 12
Bedroom
- Features: Ceiling Fan(s),Split Bedrooms
- Level: Second
- Dimensions: 10 x 17
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 12 x 13
Features
- Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
- Window features: Window Coverings
- Flooring: Concrete,Painted/Stained
- Number of fireplaces: 1
- Fireplace features: Living Room,Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 2,106 sqft
Kitchen
- Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
- Level: First
- Dimensions: 10 x 15
Laundry
- Features: Built-in Features,Linen Closet
- Level: First
- Dimensions: 8 x 11
Living Room
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 18 x 19
Master Bathroom
- Features: Dual Sinks,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub
- Level: First
- Dimensions: 8 x 12
Master Bedroom
- Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 14 x 14
Other
- Features: Built-in Features,Dual Sinks,Granite Counters,Garden Tub/Roman Tub,Linen Closet,Multiple Shower Heads
- Level: Second
- Dimensions: 14 x 8
Property
Details
- Parcel number: 16441
- Exclusions: Some wall decor,photos of the dogs,blankets,smoker located near fire pit.
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch,See Remarks,Terrace,Covered
- Exterior features: Boat Slip,Covered Courtyard,Dock,Fire Pit,Lighting,Outdoor Living Area,Rain Gutters
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Canal Access,Lake Front,Waterfront
- Waterbody name: Richland-Chambers
- Residential vegetation: Cleared,Grassed,Partially Wooded
Lot
- Lot size: 0.81 Acres
- Features: Back Yard,Cleared,Lawn,Landscaped,Many Trees,Sprinkler System,Waterfront,Retaining Wall
Parking
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,449 | $53,388 |
| Home Insurance * | $943 | $11,316 |
| Property Taxes | $1,007 | $12,084 |
| Electricity | $238 | $2,859 |
| Total | $6,637 | $79,644 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $880,000 |
For Sale by Agent
View on Zillow