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8620 Winchester Ave, Kansas City, MO, 64138

4beds
2baths
1,300sqft
$179,900
$138price/sqft
$1,421/moest. monthly cost
$56,840/yrincome needed

About This Home

Tenant Occupied. Located in the Loma Vista subdivision of Kansas City, Missouri, this home is a classic mid-century single-family home with a clean, functional design. Featuring approximately 1,300 square feet of living space situated on a generous lot. This home features an open floor plan, vaulted ceilings, and an eat-in kitchen. Recent updates in the property include newer flooring and a neutral color palette.

Getting Around

47
WalkingCar-Dependent
24
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

6/10
Millennium at Sante FeGrades K-50.3 mi
3/10
2/10
Ruskin High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Refrigerator
  • Laundry features: In Basement,In Garage

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Painted Cabinets,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 49110111300000000
  • Special condition: As Is

Features

  • Fencing: Metal,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: City Limits,City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$202$2,424
Property Taxes $169$2,028
Electricity $141$1,693
Total$1,421$17,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,720/yr
40% on housing$42,630/yr
45% on housing$37,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 64138$146
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64138$131
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$179,900
2022-01-14Sold--
2021-12-11Pending sale$149,000
2021-12-09Listed for sale$149,000
2021-05-04Sold--
2021-04-01Pending sale$63,000
2021-03-31Listed for sale$63,000
2017-03-09Listing removed$850
2017-02-17Listed for rent$850
2015-10-08Listing removed$850
2015-09-03Listed for rent$850
2015-02-21Listing removed$850
2014-12-08Listed for rent$850
2014-06-23Sold--

For Sale by Agent

AgentCara Painter
BrokerageCompass Realty Group

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