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7305 E 86th St, Kansas City, MO, 64138

4beds
2baths
1,400sqft
$153,000
$109price/sqft
$1,229/moest. monthly cost
$49,160/yrincome needed

About This Home

Home renovation started in middle of 2025. New plumbing, new insulation, new electrical, Flooring, cabinets, granite countertops, heated & cooled finished garage. New paint inside and out. New hvac unit. Brand new roof and 6inch inch gutters. House is about 80% done. Up stairs is 95% done & basement is about 75% done. Comps in the area will easily show this deal won’t last long

Getting Around

5
WalkingCar-Dependent
13
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

2/10
3/10
South Middle SchoolGrades 6-80.9 mi
2/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other,Hardwood

Heating & Cooling

  • Heating features: Heat pump,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 49110120200000000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 9,148 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $773$9,276
Home Insurance *$171$2,052
Property Taxes $144$1,728
Electricity $141$1,693
Total$1,229$14,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,137/yr
40% on housing$36,870/yr
45% on housing$32,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 64138$146
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64138$131
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$160,000
2026-02-08Listed for sale$205,000
2013-01-17Listing removed$1,000
2013-01-15Listed for rent$1,000
2012-11-20Listing removed$1,000
2012-11-08Listed for rent$1,000
2012-11-05Sold--
2012-08-23Price change$39,000
2012-05-04Price change$45,000
2012-04-03Price change$49,500
2012-01-11Price change$59,500
2011-09-23Price change$69,500
2011-05-17Listed for sale$77,500

For Sale by Owner

AgentProperty Owner

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