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18197 Fm 619, Elgin, TX, 78621

2beds
3baths
2,238sqft
$1,180,000
$527price/sqft
$7,716/moest. monthly cost
$308,640/yrincome needed

About This Home

This custom-built home is nestled on 39.7 unrestricted acres in southeast Williamson County in the sought-after Thrall School District. The property is versatile and could be the perfect gentleman’s ranch, full-time residence, recreational use or for raising livestock. The land is heavily wooded with towering elm, oak trees, and various other native trees. Property does have Ag Exemption in place and formerly used for raising exotic wildlife and a commercial garden. There are 6-pear, 3-peach and 2-apple trees remaining. The open concept layout offers soaring ceilings, abundant natural light, a large stone fireplace, and a spacious kitchen — perfect for both everyday living and entertaining. There are 2 bedrooms and 2.5 baths with a flex room that can be used for an office with built in desk or a 3rd bedroom. The home is loaded with upgrades such as granite countertops, KraftMaid soft close cabinets, pot filler over stove, glass doorknobs, custom ceiling fans and more. Each bedroom has en suite bathrooms with walk in showers and body sprays. The kitchen has double ovens and microwaves, allowing you to cook for family and friends with ease. Outdoor living is a pleasure on the expansive 685 square foot covered back porch, where ceiling fans help keep you cool and comfortable while you watch deer and other wildlife. There are also 6 detached structures and a travel trailer cover to allow you to spread out even more. The property combines the charm of peaceful rural living yet is centrally located with proximity to Taylor and Elgin (13 miles); Samsung plant (19 miles); Tesla (35 miles); and Austin airport (42 miles). Electricity is provided by Bluebonnet Electric Cooperative and water provided by Manville Water Supply Corporation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Thrall Elementary SchoolGrades PK-49.6 mi
8/10
Thrall Middle SchoolGrades 5-89.6 mi
7/10
Thrall High SchoolGrades 9-129.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Free-Standing Electric Range,Stainless Steel Appliance(s),Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s),Double Vanity,Entrance Foyer,French Doors,Granite Counters,Recessed Lighting,Primary Bedroom on Main,Open Floorplan,Pantry,Walk-In Closet(s),Storage,Electric Dryer Hookup,Washer Hookup,Study/Home Office
  • Window features: Blinds,Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,238 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01055700000025C
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Rear Porch
  • Exterior features: Garden,Gutters Partial,Outdoor Grill
  • Fencing: Full, See Remarks
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Pond

Lot

  • Lot size: 39.71 Acres
  • Features: Agricultural,Level,Private,Trees-Heavy

Parking

  • Parking features: Gravel,Outside,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$721$8,652
Property Taxes $784$9,408
Electricity $245$2,948
Total$7,716$92,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,548/yr
40% on housing$231,480/yr
45% on housing$205,760/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$191
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$1,200,000
2025-11-27Listing removed$1,250,000
2025-11-05Price change$1,250,000
2025-08-14Price change$1,345,000
2025-06-30Price change$1,378,000
2025-03-14Price change$1,398,000
2024-12-14Price change$1,425,000
2024-10-28Price change$1,450,000
2024-08-31Price change$1,475,000
2024-05-31Listed for sale$1,500,000

For Sale by Agent

AgentJeremy Mchaney
BrokerageSpyglass Realty

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