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103 Navidad River Dr, Hutto, TX, 78634

4beds
3baths
2,138sqft
$369,900
$173price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

Step into this newly up-dated modern open concept 4 Bedroom 2.5 Bath home in the sought after Riverwalk subdivision that includes walking trails, pickle ball courts, 2 community pools and playground, close to shopping not to mention Howard Norman Elem in subdivision. All new Luxury vinyl plank flooring throughout with 5 inch baseboards, fresh paint throughout including new light fixtures, ceiling fans, Large open living offers high ceilings and second dining area. Large kitchen with lots of cabinets, Granite counters, and eat in kitchen. Upstairs offer oversized bedrooms and separate area in hallway for kids craft or office area. Large yard with garden beds and room for private pool with oversized patio with pergula and kids play set. Whole house water softner. Walking distance to one of community pools and splash pad. DON'T MISS THIS ONE HOME IS A MUST SEE!!!!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Hutto High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Free-Standing Range,Self Cleaning Oven

Bathroom

  • Features: Half Bath
  • Level: Main

Bathroom

  • Features: Full Bath,Soaking Tub
  • Level: Second

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: High Ceilings
  • Level: Main

Family Room

  • Features: Ceiling Fan(s),High Ceilings
  • Level: Main

Features

  • Vaulted Ceiling(s),Interior Steps,Pantry,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: See Remarks,No Carpet,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,138 sqft

Kitchen

  • Features: Kitchn - Breakfast Area,Breakfast Bar,Granite Counters,Open to Family Room,Pantry
  • Level: Main

Laundry

  • Features: Electric Dryer Hookup,Washer Hookup
  • Level: Main

Primary Bathroom

  • Features: Quartz Counters,Full Bath,Separate Shower
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 142290301X0014
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Gutters Full
  • Spa features: None
  • Fencing: Fenced, Privacy, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,712 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$172$2,064
Property Taxes $498$5,976
Electricity $238$2,859
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 78634$248
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78634$179
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$365,000
2026-07-06Price change$369,900
2026-06-05Price change$373,900
2026-05-22Listed for sale$379,000
2025-11-12Listing removed$379,000
2025-08-05Listed for sale$379,000

For Sale by Agent

AgentKarla Jordan
BrokerageCentral Metro Realty

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