1607 Elk St, Osceola, IA, 50213
About This Home
Located less than 2 miles off of a paved road this newer 5 Bedroom and 4 bath ranch style home is loaded with extras! Over 2700 sq feet of finished living space! Setting on 50 acres m/ll. New GEO heating and cooling/heat discount makes utilities affordable! Open floor plane features a large kitchen with custom mahogany cabinetry, center island with bar seating. Main level also includes formal dining and large living area, oak and tile flooring, laundry, 2 Bedrooms and 2 bathrooms. 2+ car attached garage, heated & cooled, attached AD unit/separate suite (904 SQ Ft) that includes living, dining, kitchen and large BR with private bath and laundry. Lower level opens to a super sized family room that is great space for entertaining, gaming, or work out space, 2 additional bedrooms, 1 full bath, cellar/storm shelter, storage, and open stair case! Saving the best for last you can enjoy endless hours in the hot tub/game room located right off of the kitchen, fully enclosed with decking, patio and lighting. Can be open to the outside and closed when not in use! Pella windows, covered front porch, 2 Kobat waterers, 3 hydrants, Barn, lot fencing, all electric home, AD unit has separate AC & heating, cedar shades in the hot tub room! And much...... more..... Call to see this home with 50 Acre working farm!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Common walls with other units/homes: 0
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Geothermal
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 09615
- Zoning: Agriculture,Residential-
- Foundation area: 2268
Lot
- Lot size: 50.47 Acres
- Lot size dimensions: 50.47
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,626 | $55,512 |
| Home Insurance * | $1,129 | $13,548 |
| Property Taxes | $1,087 | $13,044 |
| Electricity | $121 | $1,452 |
| Total | $6,963 | $83,556 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-03 | Listed for sale | $915,000 |
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