See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4317 Courtly Ln, Belmont, NC, 28012

2beds
3baths
1,280sqft
$334,900
$262price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Located just a short stroll from Downtown Belmont, Belmont Central Elementary School, and Pinebrook Swim Club, you'll find this easy-living gem! Perfectly situated with close access to ALL you need, this home offers the ideal balance of a "just-right" size and high-end convenience. Enjoy maintenance-free living at its finest, giving you more time to explore the incredible neighborhood amenities. With a neighborhood clubhouse, a sparkling swimming pool, a playground, and a fenced dog park for your furry friends... everything you desire is right here in Eagle Park! Inside the doors, you’ll find a bright, welcoming layout that leads to your own private courtyard—an oasis for morning coffee or evening relaxation. The property also features a detached garage, providing excellent storage and parking. With fresh paint in most areas, granite countertops in the spacious kitchen, a private courtyard with a firepit and grill (to remain), this turnkey home is ready for its next owner! Can you see yourself cruising into downtown on your own golf cart? Please inquire! This is a rare opportunity to own an affordable, turn-key home in one of the area’s most sought-after locations. Call us TODAY for an appointment!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Belmont Middle SchoolGrades 6-81.8 mi
6/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 225276
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Enclosed,Patio
  • Fencing: Back Yard,Fenced,Privacy

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached Garage,Garage Door Opener,Garage Faces Rear,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$96$1,152
Property Taxes $319$3,828
Electricity $200$2,405
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$210
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$334,900
2020-06-30Sold$213,000
2020-05-13Pending sale$215,000
2020-03-25Listed for sale$215,000
2017-04-07Sold$176,000

For Sale by Agent

AgentMegan Triplett
BrokerageHoward Hanna Allen Tate Gastonia

Similar Homes