132 Shimmerlake Ln, Belmont, NC, 28012
About This Home
Located in the highly sought-after McLean South Shore community in Belmont, North Carolina, this beautifully designed 2021-built home is offered at $980,000 and captures the essence of refined lake living. From the moment you arrive, a charming front porch welcomes you—perfectly positioned to take in serene lake views, setting the tone for both relaxed mornings and quiet evenings. Inside, the main level features an open-concept layout where the living room, kitchen, eat-in area, and dining room flow seamlessly together. A striking stone gas fireplace anchors the space, creating a warm and inviting focal point for everyday living and entertaining alike. Just beyond, a spacious screened back porch and open deck extend the living area outdoors. The main-level primary suite offers a true retreat, complete with a spa-inspired bath featuring a soaking tub, standalone shower, and an oversized closet designed to impress—with a center island that brings both function and luxury together effortlessly. Upstairs, you’ll find three additional bedrooms, two full bathrooms, and a versatile bonus room with a built-in Murphy bed—ideal for guests, a home office, or flexible living space. Additional highlights include a three-car garage and thoughtfully designed spaces throughout that balance comfort and style. Beyond the home, McLean South Shore offers an exceptional lifestyle with a community clubhouse, outdoor pool, playground, and scenic walking trails. You’re also just a short golf cart ride away from Drift on Lake Wylie—perfect for an easy lunch or sunset dinner. With water views, access to two nearby boat launch points, and a setting that blends natural beauty with everyday convenience, this home offers a truly elevated living experience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Crawl Space
- Construction materials: Fiber Cement,Stone Veneer
Other
- Builder model: Wakefield
- Builder name: John Weiland Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Tankless Water Heater,Wall Oven
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Breakfast Bar,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
- Flooring: Carpet,Tile
- Fireplace features: Gas,Gas Log,Living Room
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 3,804
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Ceiling Fan(s),Electric,Heat Pump
Interior Area
- Total structure area: 3,804
- Total interior livable area: 3,804 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Primary Bedroom
- Level: Main
Study
- Level: Main
Property
Details
- Parcel number: 224762
- Zoning: sfr
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Deck,Front Porch,Screened
- Exterior features: In-Ground Irrigation
- Fencing: Invisible
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.45 Acres
- Lot size dimensions: 107 x 145 x 125 x 194
Parking
- Total spaces: 3
- Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,955 | $59,460 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $1,034 | $12,408 |
| Electricity | $354 | $4,251 |
| Total | $6,626 | $79,512 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Pending sale | $980,000 |
| 2026-04-22 | Listed for sale | $980,000 |
| 2021-08-26 | Sold | $665,505 |
| 2021-01-29 | Pending sale | $665,505 |
| 2020-11-15 | Listing removed | -- |
| 2020-09-03 | Listed for sale | -- |
| 2019-09-06 | Listing removed | -- |
| 2018-10-04 | Listed for sale | -- |
View on Zillow