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66 Ordinary Rd, Mineral, VA, 23117

2beds
2baths
960sqft
$384,000
$400price/sqft
$2,535/moest. monthly cost
$101,400/yrincome needed

About This Home

Completely remodeled and thoughtfully reimagined, this two-bedroom, two-bath home offers a warm, inviting interior paired with a layout designed for everyday comfort and effortless entertaining. The main living space features rich flooring, exposed beam ceilings, and a beautifully updated fireplace that creates a natural focal point and adds character throughout. The kitchen has been upgraded with modern cabinetry, sleek countertops, and a clean, functional design that flows seamlessly into the dining area. Large windows and sliding glass doors bring in natural light and connect the interior to the spacious rear deck, creating an easy indoor-outdoor living experience. Both bedrooms offer a comfortable, well-appointed feel, designed to provide a sense of retreat and simplicity. A covered front porch with wood detailing sets the tone from the moment you arrive, offering a welcoming space to relax and unwind. The large rear deck overlooks a natural, wooded setting, providing privacy and a peaceful backdrop. The unfinished basement presents a valuable opportunity for future expansion, allowing the next owner to create additional living space, a recreation area, or storage tailored to their needs. The property also includes an assigned deep-water boat slip, making lake access convenient and enjoyable. Located just minutes from Lake Anna’s popular waterfront dining, shopping, and local attractions, and equipped with high-speed internet, this home offers a balanced combination of comfort, character, and potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
8/10
Louisa County High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Dishwasher,Electric Water Heater

Basement

  • Area: 920

Basement

  • Has basement: Yes
  • Basement: Improved,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Stall Shower,Ceiling Fan(s),Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Brick,Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 960 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 31A 1 1 13
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch,Roof
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Seaplane Permitted,Swimming Allowed,Waterski/Wakeboard,Lake
  • Waterbody name: Lake Anna

Lot

  • Lot size: 0.92 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,941$23,292
Home Insurance *$161$1,932
Property Taxes $231$2,772
Electricity $202$2,433
Total$2,535$30,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,914/yr
40% on housing$76,050/yr
45% on housing$67,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$263
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$389,000
2026-04-02Listed for sale$399,900
2025-02-13Sold$210,000
2022-11-14Sold$232,500

For Sale by Agent

AgentStacie Chandler
BrokerageLake Anna Island Realty, Inc.

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