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866 Lcr 894, Jewett, TX, 75846

2beds
2baths
1,856sqft
$475,000
$256price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Experience the charm of true lakefront living on beautiful Lake Limestone. Situated on over a half-acre in a peaceful, private setting, this two-story waterfront retreat offers an exceptional opportunity as a full-time residence, weekend getaway, or income-producing short-term rental. Enjoy stunning water views, direct lake access, and endless recreation right from your backyard—bring your paddleboards, fishing gear, or simply relax and swim. Known for spectacular Fourth of July fireworks displays across the lake, this property offers a front-row seat to unforgettable memories. The home features solar power to help offset the majority of electric costs, adding efficiency to lakeside living. Rarely do you find waterfront property at this price point—an incredible opportunity under $500K. The large building beside the house currently serves as a game room but would also make a great 3rd bedroom or living area. All buildings on property already have water and electric. Covered spot for RV and hookup. Need more room? An adjacent lot with beach access is also available for purchase. Privacy, recreation, and investment potential all wrapped into one remarkable lake property.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
4/10
Groesbeck Middle SchoolGrades 7-815.1 mi
5/10
Groesbeck High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Refrigerator,Wine Cooler
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Built-in Features
  • Level: First
  • Dimensions: 14 x 18

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Multiple Staircases,Natural Woodwork
  • Window features: Window Coverings
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Other,Solar
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units,Wall Unit(s)

Interior Area

  • Total interior livable area: 1,856 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 26

Living Room

  • Level: Second
  • Dimensions: 14 x 16

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 12 x 14

Property

Details

  • Parcel number: R3124

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Other,Rooftop,Balcony,Covered
  • Exterior features: Balcony,RV Hookup
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake Front,Waterfront
  • Waterbody name: Limestone

Lot

  • Lot size: 0.58 Acres
  • Features: Acreage,Corner Lot,Cul-De-Sac,Few Trees,Waterfront,Retaining Wall

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Detached Carport,On Site,Oversized,RV Carport,Boat,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$189$2,268
Property Taxes $435$5,220
Electricity $238$2,859
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 75846$208
Limestone County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 75846
Limestone County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$499,000

For Sale by Agent

AgentLoni Jones
BrokerageWhite Label Realty

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