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1430 Mallard Cir, Owosso, MI, 48867

2beds
2baths
1,280sqft
$319,900
$250price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Are you ready to relax and start enjoying the condo lifestyle you've been dreaming about? Brand new build ranch with amazing open floor plan. Not one detail has been spared. 2 bedroom, 2 bath with first floor laundry, spacious primary en suite, tons of storage and natural sunlight, elegant quartz countertops, covered sunporch, walk-out basement and the list goes on... Be prepared to be WOWED!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Emerson SchoolGrades K-50.8 mi
4/10
Owosso Middle SchoolGrades 6-80.3 mi
6/10
Owosso High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access,Concrete,Unfinished

Bathroom1

  • Level: Entry
  • Area: 70

Bathroom2

  • Level: Entry
  • Area: 48

Bedroom1

  • Level: Entry
  • Area: 182

Bedroom2

  • Level: Entry
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral/Vaulted Ceiling,Sump Pump,Walk-In Closet(s),Pantry,Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Great Room

  • Level: Entry
  • Area: 273

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Entry
  • Area: 156

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 05075000003300
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Lawn Sprinkler,Street Lights

Lot

  • Lot size: 1,742 sqft
  • Features: Subdivision,Sidewalks,City Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$252$3,024
Property Taxes $0$0
Electricity $188$2,259
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$108
Shiawassee County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$319,900
2025-11-11Listed for sale$349,999

New Construction

AgentRoni Dickerson
BrokerageREMAX Town & Country

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