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21553 Castle Rock Cir, Bullard, TX, 75757

4beds
2baths
2,290sqft
$525,000
$229price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

Welcome to your private retreat in the heart of Bullard, Texas! Nestled at the end of a quiet cul-de-sac, this charming 4-bedroom, 2-bathroom home offers the perfect blend of comfort, privacy, and convenience.Boasting a full brick exterior, this home delivers timeless curb appeal and low-maintenance durability. Inside, you’ll find a spacious and functional layout designed for both everyday living and entertaining. With four bedrooms and a dedicated office space, there’s plenty of space for family, guests, and to work. The thoughtfully designed split floor plan places the primary suite on the opposite end of the home, creating a private retreat complete with convenient access to the laundry room. Enjoy the peace and safety of no through traffic, making this location ideal for those seeking a quieter lifestyle. The absence of an HOA means more freedom and fewer restrictions. Whether you're relaxing at home or hosting gatherings, this property offers the space and setting to do it all. Don’t miss your chance to own a home that combines privacy, practicality, and small-town charm of Bullard, Texas!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Bullard Middle SchoolGrades 7-83.0 mi
7/10
Bullard High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Cooktop,Gas Water Heater

Bathroom

  • Features: Shower Only,Tub Only,Shower/Tub,Walk-In Closet(s),Bar

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Kitchen Island
  • Window features: Blinds
  • Flooring: Wood
  • Fireplace features: Gas Only
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Fireplace(s)
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 113620000000009000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Wood

Lot

  • Lot size: 0.53 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$355$4,260
Property Taxes $511$6,132
Electricity $251$3,017
Total$3,771$45,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$193
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Price change$525,000
2026-05-19Listed for sale$540,000

For Sale by Agent

AgentKelsey Akins
BrokeragePioneer DFW Realty

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