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5400 Wharfside Pl, Denton, TX, 76208

3beds
3baths
2,617sqft
$360,000
$138price/sqft
$2,898/moest. monthly cost
$115,920/yrincome needed

About This Home

Welcome to this beautifully designed 3-bedroom, 3-bathroom 1-owner home located in the Villages of Carmel community in Denton, Texas! Offering a spacious and functional layout, this home features a dedicated office with elegant glass French doors, a separate dining room, and an open-concept living area perfect for everyday living and entertaining. Enjoy relaxing mornings on the covered front porch and peaceful evenings on the covered back patio, providing ideal outdoor living spaces to enjoy year-round. The primary suite is conveniently located on the main level and features dual sinks, a relaxing corner tub, separate shower, and walk-in closet. An additional downstairs bedroom and full bathroom provide flexibility. Upstairs, you’ll find a spacious loft-living area along with a private bedroom and full bathroom, creating the perfect retreat, game room, or secondary living space. The oversized laundry room includes additional pantry storage for added convenience. Located within an HOA community, residents of Villages of Carmel enjoy access to neighborhood amenities including a community pool and playground. Conveniently located near shopping, dining, schools, and major highways, this home offers comfort, space, and a fantastic location all in one!

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

8/10
5/10
6/10
Ryan High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,In Hall,In Kitchen

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 10 x 13

Dining Room

  • Level: First
  • Dimensions: 10 x 11

Features

  • Granite Counters,Kitchen Island,Loft,Open Floorplan,Pantry,Wired for Data,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 21 x 16

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,617 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 12

Laundry

  • Level: First
  • Dimensions: 9 x 6

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 15 x 18

Master Bathroom

  • Level: First
  • Dimensions: 12 x 9

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 15

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Other

  • Level: First
  • Dimensions: 7 x 5

Other

  • Level: Second
  • Dimensions: 9 x 5

Property

Details

  • Parcel number: R662766
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered

Lot

  • Lot size: 5,488 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$262$3,144
Property Taxes $529$6,348
Electricity $287$3,448
Total$2,898$34,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,360/yr
40% on housing$86,940/yr
45% on housing$77,280/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 76208$190
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 76208$170
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$360,000
2026-07-01Price change$365,000
2026-06-08Price change$380,000
2026-05-24Listed for sale$390,000

For Sale by Agent

AgentMichael McCoy
BrokerageHightower REALTORS

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