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1128 County Road 312, Llano, TX, 78643

--beds
--baths
--sqft
$2,250,000
--price/sqft
$14,797/moest. monthly cost
$591,880/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Llano Elementary SchoolGrades PK-51.5 mi
6/10
Llano Junior High SchoolGrades 6-81.1 mi
6/10
Llano High SchoolGrades 9-121.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Productive Soils,Mixture of Soils,Single Family Residence

Property

Details

  • Parcel number: 64877
  • Zoning: None

Features

  • Has view: Yes
  • View description: Views
  • Waterfront features: Pond
  • Topography of land: Flood Plain
  • Residential vegetation: Native Pasture

Lot

  • Lot size: 116 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Winter Weather
Cold Wave
Drought
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$1,258$15,096
Property Taxes $1,924$23,088
Electricity $238$2,859
Total$14,797$177,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$507,325/yr
40% on housing$443,910/yr
45% on housing$394,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78643$309
Llano County$407

vs Homes Sold Last Month

Median $/sqft

ZIP 78643
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$2,250,000

For Sale by Agent

AgentClayton Leverett
BrokerageStillwaters Land Co.

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