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46586 Missouri St, Burbank, SD, 57010

1beds
1baths
1,800sqft
$345,000
$192price/sqft
$2,482/moest. monthly cost
$99,280/yrincome needed

About This Home

Rolling on the River.... Let's take a cruise on the Vermillion River and relax or play. Gorgeous views of Vermillion and Missouri rivers, wonderful covered patio with outdoor kitchen, 1-bed, 1- 3/4 bath "shouse", all within heated, foam insulated building and sitting on 1 acre sight along the Vermillion River. River front easy living and fabulous get-away. As you enter into the living space onto polished concrete floors the 1,800 finished sq ft, w/ blown in insulation, is both livable, spacious and easy to maintain. The interior has open and efficient kitchen, w/ laundry hook-ups, comfy living space, plus large bedroom and 3/4 bath. OR retain 1,104 living area and easily wall off and convert 29x24 (696 sq ft) garage/storage area, overhead garage door already installed. The outdoor living space boasts large stone kitchen, covered 40x18 paver patio, private docking area, (2) RV hook-ups all ready for friends to visit and the super easy access to load and unload your boat right on your own land. If you’ve been dreaming about a weekend get away or retreat from the hustle & bustle year round, this is it!! Relax, fish, float, boat and entertain, with lovely views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Jolley Elementary - 04Grades 2-53.5 mi
8/10
3/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 121000915100097
  • Exclusions: kitchen island,propane tank- rented,TV

Features

  • Patio & porch: Patio
  • Exterior features: Outdoor Fire Area,Outdoor Kitchen,Lighting
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 1.10 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Dirt,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Clay County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $171$2,052
Property Taxes $421$5,052
Electricity $146$1,755
Total$2,482$29,784

Income You'd Need if You Spent...

35% on housing$85,097/yr
40% on housing$74,460/yr
45% on housing$66,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 57010$234
Clay County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 57010$208
Clay County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$380,000

For Sale by Agent

AgentPamela Kavanaugh Edwards
BrokerageDunes Realty, LLC

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