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3529 Government St, Ocean Springs, MS, 39564

6beds
6baths
2,857sqft
$769,000
$269price/sqft
$5,599/moest. monthly cost
$223,960/yrincome needed

About This Home

Welcome to this beautifully crafted, newly built property offering space, flexibility, and understated coastal luxury, all set on a generous .66-acre lot in the heart of Ocean Springs. The main residence features 4 bedrooms and 4 bathrooms with a thoughtfully designed open-concept floor plan that balances everyday comfort with effortless entertaining. The living, dining, and kitchen spaces flow seamlessly, highlighted by high-end finishes and abundant natural light. The kitchen is equipped with stainless steel appliances, granite countertops, and bar-top seating, making it as functional as it is inviting. Located just off the foyer, the home office/study is a sophisticated retreat featuring a stunning coffered ceiling, double privacy glass doors, and an additional closet, providing extra storage or wardrobe space. This flexible room can easily serve as a formal dining room or a fourth bedroom, while offering convenient access to a hall bathroom. The primary suite is located on the main level and offers private access to the covered back porch, connecting the indoor and outdoor living spaces. The spa-inspired en suite features two separate walk-in closets, a freestanding soaking tub, a walk-through shower with multiple shower heads, a double vanity, and a private toilet room. A tankless water heater ensures long, uninterrupted showers and soaks. Additional highlights include a spacious laundry room with ample cabinetry, granite countertops, and an undermount sink. Tucked behind the main home, beneath a beautiful live oak tree, is a separate 2-bedroom, 2-bath guest house with its own private entrance. Ideal for guests, extended family, or potential rental opportunities, this rear residence offers excellent privacy while maintaining a cohesive, upscale feel with the main home. A newly installed cargo lift elevator adds convenience and versatility. Outdoor features include a circular driveway and ample parking for boats, RVs, and additional vehicles... perfect for an active coastal lifestyle. With nearby fishing, boating, and waterfront recreation, this property offers endless opportunities to enjoy the Gulf Coast lifestyle. Situated just minutes from downtown Ocean Springs, enjoy easy access to charming boutiques, acclaimed local restaurants, art galleries, live music, and the scenic waterfront, all while coming home to a spacious, comfortable retreat that blends modern design with coastal living. This is a rare opportunity to own a thoughtfully designed multi-residence property that delivers space, flexibility, and modern luxury in one of the Mississippi Gulf Coast's most desirable communities.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
10/10
Ocean Springs High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2024

Materials

  • Foundation: Chainwall
  • Roof: Architectural Shingles
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 3
  • 3/4 bathrooms: 3

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Storage,Tray Ceiling(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,857
  • Total interior livable area: 2,857 sqft

Property

Details

  • Parcel number: 61049001.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Elevator,Rain Gutters

Lot

  • Lot size: 0.66 Acres
  • Features: City Lot,Cleared,Few Trees,Landscaped,Level,Rectangular Lot,Sprinklers In Front
  • Lot size dimensions: 100 x 287

Parking

  • Total spaces: 5
  • Parking features: Attached,Circular Driveway,Covered,Driveway,Garage Faces Side,RV Access/Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Cold Wave
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$1,017$12,204
Property Taxes $429$5,148
Electricity $265$3,187
Total$5,599$67,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,965/yr
40% on housing$167,970/yr
45% on housing$149,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$769,000
2026-06-10Price change$769,000
2026-04-07Price change$859,999
2025-12-01Listed for sale$899,999

For Sale by Agent

AgentDarin J King
BrokerageShoreline Realty, LLC

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