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242 Crossview Dr, Bryson City, NC, 28713

3beds
2baths
1,936sqft
$740,000
$382price/sqft
$4,535/moest. monthly cost
$181,400/yrincome needed

About This Home

Escape to Cooper's Ridge, where mountain luxury meets effortless serenity. Set atop 3,400 ft in gated Alarka Creek Properties, this contemporary retreat captures top-of-the-world views & ultimate privacy. Sunlight fills the open living space, where a striking double-sided fireplace, enhanced with one-of-a-kind custom sheet metal surround, glows between the living, dining & kitchen areas. The chef's kitchen blends modern design with timeless warmth, perfect for gathering with friends. Unwind in the private primary suite with its sitting area, deck access & spa-worthy bath. Two inviting guest rooms share a tiled Jack & Jill bath with 1/2 bath access for guests in the main living area. Outside, caf lighting twinkles over the covered deck, hot tub & fire pit under the stars. Practical luxuries include a whole-house generator & HOA-approved architectural plans for a 2.5-car garage. Whether a peaceful escape or a successful vacation rental, this turnkey mountain haven invites you to slow down and savor the view. Currently rented through Watershed Cabins. The drive is scheduled to be paved at the owners' expense in June 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Swain Co West ElementaryGrades K-53.5 mi
5/10
Swain County Middle SchoolGrades PK,6-84.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Fiberglass,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single,Contemporary,Custom
  • Property subType: Residential,Current Rental

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: First Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 136.8472

Bedroom3

  • Level: First
  • Area: 146.9167

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: First
  • Area: 203.9844

Features

  • Cathedral/Vaulted Ceiling,Ceramic Tile Bath,Soaking Tub,Kitchen Island,Kitchen/Dining Room,Large Master Bedroom,Main Level Living,Primary w/Ensuite,Primary on Main Level,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Other
  • Door features: Doors-Screens
  • Window features: Windows-Storm All,Windows-Insulated/Storm,Screens,Window Treatments
  • Flooring: Carpet,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Electric,Heat Pump

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Kitchen

  • Level: First
  • Area: 152.8264

Living Room

  • Level: First
  • Area: 512.7083

Master Bedroom

  • Level: First
  • Area: 282.6076

Property

Details

  • Parcel number: 667102981027
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Hot Tub/Spa
  • Has view: Yes
  • View description: Long Range View,View Year Round
  • Living area range: 1801-2000

Lot

  • Lot size: 2.17 Acres
  • Features: Elevation over 3000,Hilly/Steep,Level Yard,Private,Wooded

Parking

  • Parking features: No Garage,Other Garage-See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$236$2,832
Property Taxes $358$4,296
Electricity $200$2,405
Total$4,535$54,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,485/yr
40% on housing$136,050/yr
45% on housing$120,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 28713$206
Swain County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 28713$275
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$740,000
2025-11-12Listed for sale$750,000
2023-11-01Sold$679,000
2023-09-17Contingent$698,000
2023-08-15Price change$698,000
2023-06-25Listed for sale$739,900

For Sale by Agent

AgentDiane Jones
BrokerageReal Broker, LLC

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