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5262 Swan Dr, Horntown, VA, 23395

1beds
1baths
437sqft
$115,000
$263price/sqft
$869/moest. monthly cost
$34,760/yrincome needed

About This Home

Welcome to your own little slice of simple, beautiful living at Trail's End, where every weekend feels like a getaway and every sunrise invites you to slow down and savor the moment. This charming 2003 Breckenridge Park Model has been thoughtfully designed to maximize comfort, gathering spaces, and the kind of easy living that makes lasting memories. From the moment you step inside, you'll appreciate the bright, open feel created by the soaring cathedral ceiling and an impressive oversized front window that fills the home with natural light. Updated flooring flows throughout, offering both warmth and durability while creating a seamless, inviting space. The open-concept living area is perfect for cozy evenings or hosting family and friends after a day on the water. The well-appointed kitchen opens effortlessly into the living room, making conversation and connection the heart of the home. The spacious primary bedroom offers a peaceful retreat, while the full bath provides all the comforts of home. One of this home's most unique features is the split loft, providing flexible space that can easily serve as an additional bedroom, sleeping quarters for guests, a reading nook, or a creative retreat. Whether you're hosting grandchildren for the weekend or simply looking for extra room to spread out, this versatile space adapts to your lifestyle. Outside is where this property truly shines. The oversized deck extends your living space into the fresh air and is complete with a retractable awning, allowing you to enjoy sunny afternoons or cool evenings in comfort. Just beyond, the charming pergola creates the perfect setting for morning coffee, outdoor dinners, or quiet moments spent listening to nature. A convenient storage shed provides plenty of room for all your beach gear, fishing equipment, bikes, and seasonal essentials. Located in the highly sought-after Trail's End Community, you'll enjoy an incredible lineup of resort-style amenities designed for relaxation and recreation. Spend your days at the community pool, launch your boat from the private boat ramp, keep your vessel nearby with available boat slips and marina access, or cast a line from the fishing pier. Gather with neighbors at the clubhouse or pavilion, watch the kids play on the playground, or simply explore everything this vibrant waterfront community has to offer. Whether you're searching for a peaceful weekend retreat, a seasonal escape, or a place where family traditions can flourish for years to come, this inviting park model offers the perfect blend of comfort, charm, and outdoor living. All that's missing is you.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
7/10
Chincoteague High SchoolGrades 6-124.9 mi

Construction

Condition

  • Property condition: 15-30 yrs +/-
  • Year built: 2003

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Range Hood,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • 1st Floor Bedroom,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 437
  • Total interior livable area: 437 sqft

Property

Details

  • Parcel number: 029A10100035800

Features

  • Levels: One and One Half
  • Pool features: Outdoor Pool
  • Patio & porch: Deck

Lot

  • Lot size: 4,791 sqft
  • Features: <.5 acre +/-
  • Lot size dimensions: .11

Parking

  • Parking features: No Garage,Stone Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$35$420
Property Taxes $51$612
Electricity $202$2,433
Total$869$10,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,794/yr
40% on housing$26,070/yr
45% on housing$23,173/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 23395$64
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23395
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$115,000
2026-07-03Listed for sale$115,000

For Sale by Agent

AgentSteven Parsons
BrokerageCOLDWELL BANKER REALTY

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