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6462 Bay Breeze Dr, Horntown, VA, 23395

1beds
1baths
650sqft
$99,900
$154price/sqft
$781/moest. monthly cost
$31,240/yrincome needed

About This Home

Corner lot in popular Trails End. Includes camper and addition under roof, shed, shared septic, attached screen room on site. Includes all furniture. Includes access to pool, dock, fishing pier, crabbing pier, boat ramp, fishing pier, marina, clubhouse, pavilion, playground, pickleball court, and more.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Chincoteague High SchoolGrades 6-124.6 mi

Construction

Condition

  • Property condition: Unknown

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom
  • Fireplace features: None

Heating

  • Heating features: Space Heater

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 029A20100044300

Features

  • Levels: One
  • Pool features: Outdoor Pool
  • Patio & porch: Screened
  • Exterior features: Pier/Dock
  • Waterfront features: Deeded Access
  • Waterbody name: Chincoteague Bay

Lot

  • Lot size: 4,791 sqft
  • Features: <.5 acre +/-
  • Lot size dimensions: .11

Parking

  • Parking features: No Garage,Stone Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$30$360
Property Taxes $44$528
Electricity $202$2,433
Total$781$9,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,777/yr
40% on housing$23,430/yr
45% on housing$20,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 23395$64
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23395
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Listed for sale$99,900

For Sale by Agent

AgentRobert Faith, Abr
BrokerageDOCKSIDE PROPERTIES

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