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1012 Ward Fork Rd, Grundy, VA, 24614

2beds
1baths
1,743sqft
$149,000
$85price/sqft
$1,109/moest. monthly cost
$44,360/yrincome needed

About This Home

Country Living Close to Southern Gap & Spearhead Trails. Don't miss this cozy and well-maintained 2-bedroom, 1-bath cottage ranch located just minutes from the law school, pharmacy school, new Southern Gap School, and Spearhead Trails. This move-in-ready home features hardwood floors, new PEX plumbing, all new GFCI outlets, several new windows, a newer heat pump (5–6 years old), on-demand hot water heater, and a metal roof approximately 15 years old. Enjoy your morning coffee on the front porch while watching deer, elk, turkey, and other wildlife pass by. The property also includes a large laundry room, cellar/storage area, and an outbuilding with electricity that's perfect for a workshop, hobbies, or extra storage. Country charm, modern updates, and a convenient location make this property a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Grundy High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Microwave,Range,Refrigerator,Tankless Water Heater,Washer

Basement

  • Area: 0

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows,Wood Frames,Other-See Remarks
  • Flooring: Carpet,Laminate,Wood
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,743

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,743
  • Total interior livable area: 1,743 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2HH215052
  • Zoning: R

Features

  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Mature Trees
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 3 Acres
  • Features: Level,Steep Slope,Wooded

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$109$1,308
Property Taxes $45$540
Electricity $202$2,433
Total$1,109$13,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,022/yr
40% on housing$33,270/yr
45% on housing$29,573/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 24614$76
Buchanan County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 24614
Buchanan County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$149,000
2009-09-18Sold$75,000

For Sale by Agent

AgentBillie Jean Street
BrokerageEagle Realty

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