254 County Road 4595, Winnsboro, TX, 75494
About This Home
A simple question: What means the most to you? For some, it is peace & quiet. For others, it is privacy, natural beauty, & a relaxed lifestyle, or the joy of fishing from their own waterfront retreat. If these are the things you value, this exceptional lakefront property deserves your attention. Located on the shoreline of Horseshoe Bend Lake, a beautiful 60-acre lake, this inviting waterfront home offers a rare opportunity to enjoy nature, privacy, & tranquility. It is conveniently located between Tyler, less than 30 miles & Dallas, about 100. Surrounded by hundreds of acres of mature hardwoods, towering pines, dogwoods, sweetgum trees, & native sassafras, this property feels like a private escape. The home offers nearly 1,400 square feet of comfortable living space & is thoughtfully positioned to capture stunning water views. A spacious lakeside deck creates the perfect setting for morning coffee, evening sunsets, outdoor entertaining, or simply enjoying the peace of it all. Mature trees on both sides of the home provide an added sense of privacy & seclusion. Inside, the two bedrooms are positioned on opposite sides of the home, offering additional privacy. The open-concept design features a functional kitchen & dining area overlooking the lake, flowing into a welcoming living room just two steps below. Nearly every room brings the beauty of the outdoors inside with breathtaking waterfront views. The beautifully designed bathroom features a relaxing garden tub & oversized shower, creating a comfortable retreat after a day on the lake. Follow the path down to the private fishing pier, where you may discover your favorite place to unwind. Spend your days fishing, reading, enjoying a glass of wine, watching wildlife, or simply taking in the peaceful lake views. This is more than a waterfront home. It is a place to slow down, reconnect with nature, and enjoy the simple pleasures of life. Come, and experience it for yourself and discover what means the most to you.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Concrete Based Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Drop-in Range,Double Oven,Electric Oven,Electric Cooktop,Electric Water Heater
Bathroom
- Features: Shower and Tub,Soaking Tub
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Window features: Blinds
- Flooring: Laminate,Vinyl Plank
- Fireplace features: Insert,Decorative,Free Standing
- Fireplace: Yes
Heating & Cooling
- Heating features: Central/Electric
- Cooling features: Central Electric,Ceiling Fan(s)
Interior Area
- Total structure area: 1,366
- Total interior livable area: 1,366 sqft
Kitchen
- Features: Kitchen/Eating Combo,Breakfast Bar
Master Bedroom
- Features: Master Bedroom Split
Property
Details
- Parcel number: 000000055918
- Special condition: Homeowner's Assn Dues
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Barbecue,Sprinkler System,Gutter(s)
- Fencing: None
- On waterfront: Yes
- Waterfront features: Waterfront,Water/Lakefront
- Waterbody name: Horseshoe Bend Lake
Lot
- Lot size: 0.63 Acres
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
- Inland Flooding
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,868 | $22,416 |
| Home Insurance * | $311 | $3,732 |
| Property Taxes | $458 | $5,496 |
| Electricity | $238 | $2,859 |
| Total | $2,875 | $34,500 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Listed for sale | $369,500 |
| 2018-09-11 | Sold | -- |
| 2018-07-18 | Pending sale | $229,000 |
| 2018-06-11 | Price change | $229,000 |
| 2018-04-23 | Price change | $234,000 |
| 2018-03-27 | Listed for sale | $239,000 |
| 2007-01-05 | Sold | -- |
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