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9755 Portage Trl, White Lake, MI, 48386

2beds
2baths
1,270sqft
$285,111
$224price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

Welcome to this brand-new contemporary 2-story home in White Lake Township featuring deeded access to all-sports Cedar Island Lake and its private beach and park! Situated on a 1/8-acre corner lot backing to a creek, this turnkey residence offers 2 bedrooms, a den/office, and 1.5 baths. The open-concept main level links the kitchen, dining, and living areas with hard-surface laminate flooring. The modern kitchen features white shaker cabinets, quartz countertops, undermount sink, and Frigidaire stainless steel appliances. Upstairs offers carpeted bedrooms, including a primary suite with a walk-in closet, and a full bath with double ceramic vanity and ceramic-tiled tub/shower. Enjoy total peace of mind with zoned heat pump HVAC (4 mini-splits), encapsulated crawl space with subfloor heat, tankless water heater, new well and septic, plus a warrantied roof and windows, and a 4-year third-party new construction home warranty! Expanding on the highlights featured above, this exceptional home sits along a quiet private gravel road with a gravel driveway, front porch, and a dedicated outdoor retreat featuring a spacious fire pit with a stone and gravel sitting area overlooking the serene feeder creek. In addition to the main floor's light-filled open layout and stainless Frigidaire appliances, you will find a convenient laundry corner and a dedicated utility room housing the electrical panel, energy recovery ventilator (ERV), water softener, and tankless hot water heater. Building on the upper-level accommodations, the primary bedroom's walk-in closet offers exceptional depth, while the main bath adds thoughtful functionality with an integrated linen closet and generous cabinet storage beneath the ceramic double-sink vanity. Beyond the zoned climate control introduced earlier, the high-efficiency HVAC system is supported by an under-floor heating element beneath the subfloor to ensure consistent winter warmth, while the encapsulated crawl space provides complete protection against moisture intrusion. The comprehensive protection package includes a warrantied roof, septic system, and thermopane windows, capped off with a 4-year third-party new construction home warranty for ultimate long-term peace of mind. Positioned just a short stroll from Cedar Island Lake's 144 acres of boating, fishing, and beach amenities, this turnkey property offers an ideal private alternative to condo living for first-time buyers, downsizers, or investors alike.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Dublin ElementaryGrades PK-50.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Kudryavtsev

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Unit,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom2

  • Level: Main
  • Area: 21.025
  • Dimensions: 2.90 x 7.25

Bedroom2

  • Level: Upper
  • Area: 126.5
  • Dimensions: 11.50 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Main
  • Area: 98.6975
  • Dimensions: 9.25 x 10.67

Features

  • Window features: Screens,Insulated Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,270
  • Total interior livable area: 1,270 sqft

Kitchen

  • Level: Main
  • Area: 124.95
  • Dimensions: 11.90 x 10.50

Living Room

  • Level: Main
  • Area: 137.61
  • Dimensions: 13.90 x 9.90

Master Bathroom

  • Level: Upper
  • Area: 83.375
  • Dimensions: 12.50 x 6.67

Master Bedroom

  • Level: Upper
  • Area: 142.2311
  • Dimensions: 13.33 x 10.67

Other

  • Level: Upper
  • Area: 80.5
  • Dimensions: 7.00 x 11.50

Utility Room

  • Level: Main
  • Area: 34.4375
  • Dimensions: 4.75 x 7.25

Property

Details

  • Parcel number: 1226177019
  • Zoning description: SFR

Features

  • Stories: 2
  • Waterfront features: Lake,Stream/Creek
  • Waterbody name: Cedar Island Lake

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot,Shrubs/Hedges
  • Lot size dimensions: 115 x 103

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$131$1,572
Property Taxes $296$3,552
Electricity $188$2,259
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 48386$202
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48386$201
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$275,011
2026-07-31Listed for sale$285,111
2026-07-16Listing removed$290,000
2026-06-18Price change$290,000
2026-05-13Listed for sale$295,000
2021-11-15Listing removed--
2021-10-04Price change$59,500
2021-09-27Listed for sale$65,000
2021-08-25Pending sale$65,000
2021-07-28Listed for sale$65,000
2021-07-22Pending sale$65,000
2021-07-19Listed for sale$65,000
2020-06-09Sold$46,000
2020-05-26Pending sale$49,500
2020-05-18Listed for sale$49,500
2019-09-26Listing removed$65,000
2019-08-30Price change$65,000
2019-08-10Listed for sale$79,000
2018-08-09Listing removed$64,900
2018-06-15Price change$64,900
2018-05-17Price change$73,900
2018-03-31Price change$85,900
2018-02-09Listed for sale$69,900

New Construction

AgentJohn Scarpa
BrokerageRE/MAX Classic

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