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5077 Waterloo Dr, Tega Cay, SC, 29708

4beds
4baths
2,417sqft
$529,000
$219price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

Well-maintained home located in Fort Mill offering 4 bedrooms, 3 full baths, and 1 half bath with a functional and versatile layout. The primary bedroom is conveniently located on the main level, providing ease of access and added privacy. The home features an open living area with ample natural light, along with a well-appointed kitchen and dining space suitable for everyday living and entertaining. Upstairs includes additional bedrooms and flexible space to accommodate a variety of needs. Additional upgrades include a whole-house water purification system, enhancing water quality throughout the home for added comfort and convenience. Exterior highlights include a rear-load garage, enhancing curb appeal from the front of the home, along with street parking availability for guests. The property is situated in a convenient location with close proximity to shopping, dining, and everyday amenities.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
6/10
Gold Hill Middle SchoolGrades 6-81.1 mi
10/10
Fort Mill High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room,Lower Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,417

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,417
  • Total interior livable area: 2,417 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6441101115
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial

Lot

  • Lot size: 0.11 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$157$1,884
Property Taxes $233$2,796
Electricity $232$2,789
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 29708$212
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29708$234
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$535,000
2022-03-18Sold$479,000
2022-02-20Contingent$472,900
2022-02-17Listed for sale$472,900
2022-02-02Pending sale$472,900
2022-01-18Listed for sale$472,900
2020-11-13Sold$367,900
2020-10-29Pending sale$369,900
2020-10-05Listed for sale$369,900
2020-09-30Pending sale$369,900
2020-09-25Listed for sale$369,900
2018-04-13Sold$318,446
2018-02-03Listed for sale$326,946

For Sale by Agent

AgentRaghu Vemuri
BrokerageColdwell Banker Realty

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