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9468 State Highway 19, Winona, MO, 65588

5beds
3baths
3,584sqft
$289,900
$81price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

Stunning 5-Bedroom, 3-Bath Multi-Generational Ozarks Retreat on 1.36 Acres! Located with convenient highway frontage in Winona, MO, this versatile 3,584 sq. ft. home offers the ultimate blend of space, custom character, and high-end living. The main floor welcomes you with a warm living room featuring a vaulted wood ceiling, a cozy propane fireplace and beautiful hardwood floors.. The kitchen is designed for easy entertaining with a kitchen island, stainless steal appliances, tiled countertops and a large kitchen island overlooking the massive dining room , supported by a large walk-in pantry. Retreat to the spacious main-floor master suite, complete with a private en suite bath and a walk-in closet. Step out onto the expansive, 450 sq. ft. back deck--the perfect spot for evening relaxation, cookouts, and enjoying your quiet acreage. Downstairs, discover a fully equipped, walk-out basement that serves as a completely independent living space! Featuring its own full kitchen (no appliances), living room, laundry/utility room, three (non-conforming) bedrooms, and a full bath, this layout is perfect for guest quarters, multi-generational families, or excellent rental income potential. Connected to city water and powered by Howell-Oregon Electric Cooperative, this home is as practical as it is beautiful. Better yet, you are situated right in the heart of the Ozarks' most iconic attractions--just minutes from Rocky Falls and a short 15-minute drive to Eminence, where you can access the Jack's Fork River, historic Alley Springs, and thousands of acres of public conservation land. And don't forget to go searching for the wild horses. Spacious, versatile, and located in an outdoor lover's paradise--schedule your private tour today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Winona Elementary SchoolGrades PK-81.2 mi
7/10
Winona High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven
  • Laundry features: In Basement,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Country Kitchen,Dining/Living Room Combo,High Ceilings,High Speed Internet,Kitchen Island,Separate Shower,Soaking Tub,Storage,Tile Counters,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,792
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,584
  • Total interior livable area: 3,584 sqft

Property

Details

  • Parcel number: 233.007000.004001.01
  • Attached to another structure: Yes
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 1.36 Acres
  • Features: Few Trees,Front Yard,Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Lightning
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$303$3,636
Property Taxes $86$1,032
Electricity $273$3,284
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 65588$62
Shannon County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 65588
Shannon County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$289,900

For Sale by Agent

AgentNatalie Chatman
BrokerageMissouri Home Realty

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