




1137 Hilton Point Rd, Chapin, SC, 29036
About This Home
Own a meticulously maintained, HOA-free, brick bungalow on deep water of Lake Murray’s Bear Creek in Chapin. This 840-square-foot home features 100 feet of beautiful waterfront with a private floating dock and concrete boat ramp for easy by-water access to the Lake Murray Dam. The property includes an irrigation system (pump only) that pulls from the lake to maintain a beautiful lawn. A stand-up under-house area with power and ample shelving provides a perfect footprint for a workshop and storage. The interior is immaculate, showcasing updates throughout. Recent enhancements from 2023 include a new roof, front stoop overhang, LVP flooring throughout, new bedroom windows, smooth bedroom and bathroom ceilings, and new ceiling fans. A new fireplace damper was installed in 2025. The great room features unique German Siding and a fireplace built with salvaged brick from the notorious 1964 Columbia College dormitory fire. The kitchen offers solid-wood cabinetry, a beautiful vintage stove, and bar seating for 5 with pendant lighting. The pantry offers space to add a stackable washer and dryer. The living space opens to a lovely 240-square-foot screened porch (rescreened in 2023) overlooking the water, plus an additional large deck. Furniture is negotiable. The opportunity to own a property like this is rare. Make an appointment to see it. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Getting Around
Schools
Construction
Condition
- Year built: 1965
Materials
- Construction materials: Brick-All Sides-AbvFound
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Refrigerator,Stove Exhaust Vented Exte,Electric Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Features: Bath-Shared,Ceiling Fan(s),Closet-Private
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Thermopane
- Flooring: Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Masonry,Wood Burning
- Fireplace: Yes
- Attic: Attic Access
Heating & Cooling
- Heating features: Central,Electric,Heat Pump 1st Lvl
- Cooling features: Central Air,Heat Pump 1st Lvl
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Kitchen
- Features: Bar,Eat-in Kitchen,Pantry,Counter Tops-Formica,Cabinets-Stained,Ceiling Fan(s)
Master Bedroom
- Features: Bath-Shared,Ceiling Fan(s),Closet-Private
- Level: Main
Property
Details
- Parcel number: 00162701012
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Ramp,Dock,Lake Fed Irrigation
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: On Lake Murray,River Access,View-Cove
- Frontage length: 100
Lot
- Lot size: 0.38 Acres
- Features: On Water
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lexington County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $259 | $3,108 |
| Electricity | $204 | $2,449 |
| Total | $3,919 | $47,028 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $650,000 |
For Sale by Agent
