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1137 Hilton Point Rd, Chapin, SC, 29036

2beds
1baths
840sqft
$650,000
$774price/sqft
$3,919/moest. monthly cost
$156,760/yrincome needed

About This Home

Own a meticulously maintained, HOA-free, brick bungalow on deep water of Lake Murray’s Bear Creek in Chapin. This 840-square-foot home features 100 feet of beautiful waterfront with a private floating dock and concrete boat ramp for easy by-water access to the Lake Murray Dam. The property includes an irrigation system (pump only) that pulls from the lake to maintain a beautiful lawn. A stand-up under-house area with power and ample shelving provides a perfect footprint for a workshop and storage. The interior is immaculate, showcasing updates throughout. Recent enhancements from 2023 include a new roof, front stoop overhang, LVP flooring throughout, new bedroom windows, smooth bedroom and bathroom ceilings, and new ceiling fans. A new fireplace damper was installed in 2025. The great room features unique German Siding and a fireplace built with salvaged brick from the notorious 1964 Columbia College dormitory fire. The kitchen offers solid-wood cabinetry, a beautiful vintage stove, and bar seating for 5 with pendant lighting. The pantry offers space to add a stackable washer and dryer. The living space opens to a lovely 240-square-foot screened porch (rescreened in 2023) overlooking the water, plus an additional large deck. Furniture is negotiable. The opportunity to own a property like this is rare. Make an appointment to see it. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Chapin Elementary SchoolGrades PK-43.5 mi
7/10
Chapin MiddleGrades 7-86.7 mi
9/10
Chapin High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Refrigerator,Stove Exhaust Vented Exte,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Thermopane
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump 1st Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Pantry,Counter Tops-Formica,Cabinets-Stained,Ceiling Fan(s)

Master Bedroom

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 00162701012

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Boat Ramp,Dock,Lake Fed Irrigation
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: On Lake Murray,River Access,View-Cove
  • Frontage length: 100

Lot

  • Lot size: 0.38 Acres
  • Features: On Water

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$170$2,040
Property Taxes $259$3,108
Electricity $204$2,449
Total$3,919$47,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,365/yr
40% on housing$117,570/yr
45% on housing$104,506/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$774This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$197
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$650,000

For Sale by Agent

AgentCarol Holt-Cooper
BrokerageColdwell Banker Realty

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