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1011 Cotten Rd, Tyler, TX, 75704

5beds
5baths
4,100sqft
$690,000
$168price/sqft
$5,314/moest. monthly cost
$212,560/yrincome needed

About This Home

Set behind a gated entrance on a breathtaking 2.7-acre estate in the heart of Tyler, this exceptional property offers a blend of privacy, scale, and refined living. A sweeping drive welcomes you through beautifully planted grounds lined with fruit trees and lush landscaping, creating an estate-like setting. The main residence spans an impressive layout with 5 bedrooms and 4.5 bathrooms. Inside, you’ll find expansive living spaces filled with natural light and elevated architectural details. A wet bar adds a perfect touch for hosting, while abundant storage throughout the home ensures both beauty and functionality. The chef-inspired kitchen is both stunning and highly functional, featuring a gas cooktop, custom cabinetry that extends to the ceiling, and a large island with seating. An adjacent dining area provides a casual space for everyday meals, while a separate formal dining room offers an elegant setting for hosting and entertaining. The primary suite is a true retreat, featuring an enormous walk-in closet and a stunning ensuite bath complete with a soaking garden tub, separate walk-in shower, and dual vanities - designed for both relaxation and convenience. Additional highlights include a dedicated office, an oversized laundry room with sink, two A/C units, and two water heaters, all contributing to the home’s comfort and efficiency. Step outside to a covered patio already plumbed for an outdoor kitchen, creating an ideal space for entertaining while overlooking the expansive grounds. A convenient half bath is also located just off the patio. The property includes a recently built, fully equipped MIL suite/auxiliary dwelling unit, complete with its own kitchen, living area, bedroom, full bathroom, and private laundry room - perfect for guests, extended family, or private accommodations. This is a rare opportunity to own a truly mansion-esque estate offering space, luxury, and unmatched versatility - all in a prime Tyler location. Schedule your showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Dixie Elementary SchoolGrades PK-50.6 mi
3/10
Boulter Middle SchoolGrades 6-82.2 mi
4/10
Tyler High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Concrete Based Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Oven,Gas Cooktop,Gas Water Heater

Bathroom

  • Features: Shower Only,Tub Only,Walk-In Closet(s),Bar

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Pantry,Kitchen Island
  • Flooring: Wood,Tile
  • Fireplace features: Two or More,Gas Starter,Outside,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,100
  • Total interior livable area: 4,100 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master

Property

Details

  • Parcel number: 181037000000022010
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Exterior features: Sprinkler System,Gutter(s)
  • Fencing: Wood,Metal

Lot

  • Lot size: 2.70 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Door w/Opener w/Controls
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$570$6,840
Property Taxes $805$9,660
Electricity $450$5,402
Total$5,314$63,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,194/yr
40% on housing$159,420/yr
45% on housing$141,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 75704$156
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75704$160
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$690,000
2024-09-23Sold--
2024-09-05Pending sale$750,000
2024-08-27Contingent$750,000
2024-08-23Pending sale$750,000
2024-05-14Price change$750,000
2024-04-16Price change$765,000
2024-03-21Price change$784,000
2024-02-23Listed for sale$789,900
2024-02-02Listing removed--
2023-09-13Listed for sale$784,000
2023-09-06Pending sale$784,000
2023-09-06Contingent$784,000
2023-07-11Price change$784,000
2023-05-02Listed for sale$799,000
2023-04-02Listing removed--
2023-03-01Listed for sale$799,000
2023-01-02Pending sale$799,000
2022-10-02Listed for sale$799,000
2022-09-27Listing removed$799,000
2022-08-18Listed for sale$799,000
2022-01-01Listing removed--
2021-10-01Listed for sale$975,000
2021-10-01Listing removed--

For Sale by Agent

AgentBritany Ott
BrokerageKeller Williams Realty-Tyler

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