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401 Bent Oak Ct, Chapin, SC, 29036

5beds
5baths
3,695sqft
$1,519,000
$411price/sqft
$8,812/moest. monthly cost
$352,480/yrincome needed

About This Home

Nestled in a quiet cove on the shores of Lake Murray on a .6 acre lot, this timeless Lowcountry-style home offers the perfect blend of elegance, comfort, and waterfront living. Located in the highly sought-after Oaks neighborhood, this WEST FACING REAR property enjoys MGNIFICENT SUNSETS with distant lake views creating a truly serene backdrop. A circular driveway leads to a grand entrance and welcoming front porch, while the lush Zoysia lawn and mature landscaping provide exceptional curb appeal. Inside, you'll find 5 bedrooms, 4.5 bathrooms, and a thoughtfully designed floor plan that's ideal for multigenerational living or hosting family and guests. The main level features 10-foot ceilings and solid oak flooring throughout the living areas, with tile in the bathrooms and laundry room. At the heart of the home is a spacious kitchen with a cozy dining nook beside the fireplace, complemented by an adjoining flex space that can serve as a keeping room or a casual dining area with beautiful views of Lake Murray. Designed for entertaining, the home's generous living spaces flow effortlessly and provide access to the expansive rear porch through French doors from the great room, kitchen, and primary suite. This seamless indoor-outdoor connection creates the perfect setting for relaxing, dining, and enjoying the peaceful waterfront surroundings. For flexibility with guests or family there is an additional bedroom on the main and an En Suite bedroom in the upstairs bonus area. Step outside to your PRIVATE DOCK with a deck, ideal for boating, fishing, entertaining, or simply taking in the beauty of Lake Murray. Living in the Oaks affords its residents use of the BOAT/RV STORAGE LOT, COMMUNITY POOL AND BOAT RAMP. Despite its tranquil setting, the home is conveniently located just minutes from excellent schools, shopping, major highways, and downtown Columbia. Offering classic Lowcountry architecture, quality craftsmanship, spacious living, and an exceptional waterfront lifestyle, this is a rare opportunity to own one of Lake Murray's most inviting homes. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listing Disclaim Disclai

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Piney Woods ElementaryGrades PK-41.3 mi
7/10
Chapin MiddleGrades 6-87.7 mi
9/10
Chapin High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Gas Range,Dishwasher,Disposal,Freezer,Refrigerator,Microwave Built In,Tankless Water Heater,Gas Water Heater
  • Laundry features: Electric,Heated Space,Utility Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Private,High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Main

Bedroom3

  • Features: Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Bath-Private,Tub-Shower,Ceiling Fan(s),Closet-Private,FROG (Requires Closet)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Features: Floors-Hardwood,Molding,High Ceilings,Floors-Laminate,Recessed Lighting
  • Level: Main

Features

  • Bookcases,Ceiling Fan(s),Wet Bar
  • Door features: French Doors
  • Window features: Thermopane
  • Flooring: Hardwood,Laminate,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Gas 1st Lvl,Gas 2nd Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 3,695
  • Total interior livable area: 3,695 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Fireplace,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Cabinets-Painted,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Whirlpool,High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood,Recessed Lighting,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 001033011017

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Dock,Gutters - Full,Lake Fed Irrigation
  • On waterfront: Yes
  • Waterfront features: On Lake Murray
  • Frontage length: 115

Lot

  • Lot size: 0.60 Acres
  • Features: Cul-De-Sac,On Water

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,680$92,160
Home Insurance *$170$2,040
Property Taxes $607$7,284
Electricity $355$4,263
Total$8,812$105,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,125/yr
40% on housing$264,360/yr
45% on housing$234,986/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$196
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,495,000
2026-07-23Listed for sale$1,519,000
2013-07-26Sold$617,500
2001-02-27Sold$150,000
2000-06-21Sold$151,900

For Sale by Agent

AgentBill Prebeck
BrokerageRealty One Group Reside

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