




401 Bent Oak Ct, Chapin, SC, 29036
About This Home
Nestled in a quiet cove on the shores of Lake Murray on a .6 acre lot, this timeless Lowcountry-style home offers the perfect blend of elegance, comfort, and waterfront living. Located in the highly sought-after Oaks neighborhood, this WEST FACING REAR property enjoys MGNIFICENT SUNSETS with distant lake views creating a truly serene backdrop. A circular driveway leads to a grand entrance and welcoming front porch, while the lush Zoysia lawn and mature landscaping provide exceptional curb appeal. Inside, you'll find 5 bedrooms, 4.5 bathrooms, and a thoughtfully designed floor plan that's ideal for multigenerational living or hosting family and guests. The main level features 10-foot ceilings and solid oak flooring throughout the living areas, with tile in the bathrooms and laundry room. At the heart of the home is a spacious kitchen with a cozy dining nook beside the fireplace, complemented by an adjoining flex space that can serve as a keeping room or a casual dining area with beautiful views of Lake Murray. Designed for entertaining, the home's generous living spaces flow effortlessly and provide access to the expansive rear porch through French doors from the great room, kitchen, and primary suite. This seamless indoor-outdoor connection creates the perfect setting for relaxing, dining, and enjoying the peaceful waterfront surroundings. For flexibility with guests or family there is an additional bedroom on the main and an En Suite bedroom in the upstairs bonus area. Step outside to your PRIVATE DOCK with a deck, ideal for boating, fishing, entertaining, or simply taking in the beauty of Lake Murray. Living in the Oaks affords its residents use of the BOAT/RV STORAGE LOT, COMMUNITY POOL AND BOAT RAMP. Despite its tranquil setting, the home is conveniently located just minutes from excellent schools, shopping, major highways, and downtown Columbia. Offering classic Lowcountry architecture, quality craftsmanship, spacious living, and an exceptional waterfront lifestyle, this is a rare opportunity to own one of Lake Murray's most inviting homes. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listing Disclaim Disclai
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Construction materials: Brick-All Sides-AbvFound
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Gas Range,Dishwasher,Disposal,Freezer,Refrigerator,Microwave Built In,Tankless Water Heater,Gas Water Heater
- Laundry features: Electric,Heated Space,Utility Room,Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Features: Bath-Private,High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood
- Level: Main
Bedroom3
- Features: Ceiling Fan(s),Closet-Private
- Level: Second
Bedroom4
- Features: Ceiling Fan(s),Closet-Private
- Level: Second
Bedroom5
- Features: Bath-Private,Tub-Shower,Ceiling Fan(s),Closet-Private,FROG (Requires Closet)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Partial bathrooms: 1
- Main level bathrooms: 3
Dining Room
- Features: Floors-Hardwood,Molding,High Ceilings,Floors-Laminate,Recessed Lighting
- Level: Main
Features
- Bookcases,Ceiling Fan(s),Wet Bar
- Door features: French Doors
- Window features: Thermopane
- Flooring: Hardwood,Laminate,Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas Log-Natural
- Fireplace: Yes
- Attic: Storage,Attic Access
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Gas 1st Lvl,Gas 2nd Lvl
- Cooling features: Central Air,Heat Pump 1st Lvl,Heat Pump 2nd Lvl
Interior Area
- Total structure area: 3,695
- Total interior livable area: 3,695 sqft
Kitchen
- Features: Bar,Eat-in Kitchen,Fireplace,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Cabinets-Painted,Recessed Lighting
- Level: Main
Master Bedroom
- Features: Balcony-Deck,Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Whirlpool,High Ceilings,Ceiling Fan(s),Closet-Private,Floors-Hardwood,Recessed Lighting,Separate Water Closet
- Level: Main
Property
Details
- Parcel number: 001033011017
Features
- Stories: 2
- Patio & porch: Patio
- Exterior features: Dock,Gutters - Full,Lake Fed Irrigation
- On waterfront: Yes
- Waterfront features: On Lake Murray
- Frontage length: 115
Lot
- Lot size: 0.60 Acres
- Features: Cul-De-Sac,On Water
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Lexington County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,680 | $92,160 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $607 | $7,284 |
| Electricity | $355 | $4,263 |
| Total | $8,812 | $105,744 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $1,495,000 |
| 2026-07-23 | Listed for sale | $1,519,000 |
| 2013-07-26 | Sold | $617,500 |
| 2001-02-27 | Sold | $150,000 |
| 2000-06-21 | Sold | $151,900 |
For Sale by Agent
