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427 Spring Rock Rd, Burnsville, NC, 28714

5beds
4baths
3,005sqft
$1,400,000
$466price/sqft
$8,473/moest. monthly cost
$338,920/yrincome needed

About This Home

This impressive 5BR/4BA home is offered fully furnished and located in the highly desirable Spring Rock neighborhood. Perched at nearly 4,000’ elevation, Spring Rock is known for offering some of the most breathtaking sunset views on the mountain! You'll enjoy mountain vistas, spectacular sunsets, and the peaceful beauty of the protected Old Growth Forest — creating a serene setting unlike any other! Beautifully maintained and updated, the home features an open-concept great room with stone fireplace, soaring ceilings, and gorgeous hardwood floors throughout. The spacious kitchen is equipped with new SS appliances, while the oversized island provides ample space for cooking, gathering, and entertaining. The main level includes a luxurious primary suite complete with his-and-her closets, an updated en-suite bath with glass-enclosed shower, heated tile floors and a built-in beauty station. A second bedroom and conveniently located laundry room with added sink are also found on the main level. Downstairs offers three oversized guest bedrooms — two with en-suite baths — along with a spacious family room that opens to a covered deck, perfect for enjoying cool mountain breezes and sweeping mountain views! The newly added third oversized bedroom features high ceilings, luxury vinyl plank flooring, a large closet, additional storage closet and direct access to the 538 sqft workshop. The spacious workshop includes an exterior steel-enforced door for additional ingress/egress and a stone walkway providing easy access to the main level. Expansive deck spaces on both levels create the ideal setting for outdoor entertaining, relaxing, and taking in the surrounding natural beauty. The main-level deck features a cozy gas-log fireplace — perfect for enjoying cool mountain evenings while soaking in the breathtaking views. Additional highlights include window treatments throughout, a spacious two-car garage with epoxy-finished floors and driveway, and fresh exterior paint. Set within our exclusive gated community featuring 24/7 manned guard gate. All residents enjoy access to 6+ miles of hiking trails, 7 parks, and the highest elevation runway east of the Mississippi. Additional on-site amenities at Mountain Air Country Club include an 18-hole golf course, state-of-the-art fitness center, club dining, Lodge, ProShop, tennis, pickleball, and a vibrant calendar of social activities. Access available with Club Membership. Full golf membership and golf cart negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-53.1 mi
8/10
Cane River MiddleGrades 6-83.0 mi
5/10
Mountain Heritage HighGrades PK,9-122.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Daylight,Exterior Entry,Interior Entry,Storage Space

Bathroom Full

  • Features: Built-in Features
  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Basement

Bedroom S

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Basement

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Gas Log,Living Room,Porch,Propane
  • Finished area below ground: 1,370
  • Finished area above ground: 1,635

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,635
  • Total interior livable area: 3,005 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Features: Ceiling Fan(s)
  • Level: Basement

Utility Room

  • Level: Basement

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 070807693261.000
  • Zoning: B2
  • Special condition: Standard
  • Exclusions: TBD

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round

Lot

  • Lot size: 0.18 Acres
  • Features: Corner Lot,Sloped,Views
  • Lot size dimensions: see GIS

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$460$5,520
Property Taxes $655$7,860
Electricity $279$3,358
Total$8,473$101,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,502/yr
40% on housing$254,190/yr
45% on housing$225,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$254
Yancey County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$1,400,000
2026-05-19Listed for sale$1,500,000
2018-11-19Sold$612,500

For Sale by Agent

AgentToni Anderson
BrokerageMountain Air Realty

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