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71 Ivy Ridge Rd, Burnsville, NC, 28714

5beds
4baths
2,536sqft
$1,125,000
$444price/sqft
$6,820/moest. monthly cost
$272,800/yrincome needed

About This Home

This beautifully updated, fully furnished home, is close to the top of MOUNTAIN AIR in the Ivy Ridge neighborhood. The open floor plan has lovely wood floors, wood ceilings, and wood beams. The great room, kitchen, and laundry room are on the main floor, as are two of the four bedrooms in this home. The Primary Bedroom en Suite offers a steam shower. There is a spacious deck on the main level for relaxing and mountain views. The renovated Loft upstairs featuring hickory flooring and tongue and groove ceiling is a game room/theater room/billiard room, but can be another bedroom suite with full bath. Downstairs Guest Room has full bunk beds, sitting area, full bath, a bonus bedroom, and covered deck. Detached one-car garage and separate golf cart garage. Convenient to Club amenities (available with membership) and activities--golf, tennis, dining, pickleball, hiking, fitness center, Mountain Market, golf learning center, and more. This home is priced furnished, with a few exceptions.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-53.3 mi
9/10
Cane River MiddleGrades 6-83.3 mi
4/10
Mountain Heritage HighGrades PK,9-122.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Exhaust Fan,Microwave,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Built-in Features,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Living Room,Propane
  • Finished area below ground: 566
  • Finished area above ground: 1,970

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,970
  • Total interior livable area: 2,536 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Open Floorplan,Vaulted Ceiling(s)
  • Level: Main
  • Area: 204.25
  • Dimensions: 10' 9" X 19' 0"

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Split BR Plan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main
  • Area: 184.415
  • Dimensions: 9' 7" X 19' 3"

Property

Details

  • Parcel number: 070808994133000
  • Zoning: B1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Lawn Maintenance
  • Spa features: Community
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.09 Acres
  • Features: Wooded,Views

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Garage Door Opener,Garage Faces Front,Golf Cart Garage,On Street,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$370$4,440
Property Taxes $526$6,312
Electricity $236$2,834
Total$6,820$81,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,828/yr
40% on housing$204,600/yr
45% on housing$181,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$255
Yancey County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-21Listed for sale$1,125,000
2026-01-01Listing removed$1,150,000
2025-06-16Listed for sale$1,150,000
2024-08-22Listing removed$1,100,000
2024-08-21Listed for sale$1,100,000
2021-10-01Sold$610,000
2021-07-16Contingent$625,000
2021-05-23Listed for sale$625,000
2021-05-18Contingent$625,000
2021-01-24Listed for sale$625,000
2021-01-20Listing removed--
2020-03-04Listed for sale$625,000
2007-10-29Sold$580,000

For Sale by Agent

AgentDebbie Phillips
BrokerageMountain Air Realty

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