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15 Ivy Point Ln, Burnsville, NC, 28714

5beds
4baths
2,908sqft
$885,000
$304price/sqft
$5,450/moest. monthly cost
$218,000/yrincome needed

About This Home

This beautiful 5-bedroom, 4.5-bath home in the Ivy Point neighborhood of MOUNTAIN AIR offers exceptional indoor/outdoor living spaces designed for entertaining family and friends. Enjoy sweeping long-range mountain views overlooking beautiful Mountain Air Drive and the 18th fairway. Numerous quality updates and upgrades have been completed since 2018, including New stainless steel appliances (2018), New HVAC heat pumps with Wi-Fi thermostats on both levels and all-new interior paint (2019), Smooth stone flooring in both primary bath showers, new gas logs, and new primary bedroom carpet (2020), New stainless 80-gallon water heater with instant hot water recirculating pump (2021), All lower-level flooring replaced and new stair carpeting installed (2022), Crawl space transformation, exterior repainting, and deck staining (2024), and a new roof was just installed 05/2026. The HOA provides true lock-and-leave ease by funding a repainting reserve while also maintaining the lawn and landscaping. This home is partially furnished (see attached furnishings list) and showcases excellent build quality throughout. Conveniently located near the top of the community and close to all club amenities. Access to club amenities is available with a separate membership.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-53.3 mi
8/10
Cane River MiddleGrades 6-83.3 mi
5/10
Mountain Heritage HighGrades PK,9-122.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding,Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Gas Range,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Open Floorplan,Pantry,Walk-In Closet(s),Whirlpool
  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Gas Unvented,Gas Vented,Living Room,Other - See Remarks
  • Finished area below ground: 1,417
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Central,Floor Furnace,Forced Air,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Multi Units

Interior Area

  • Total structure area: 1,491
  • Total interior livable area: 2,908 sqft

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Open Floorplan,Vaulted Ceiling(s)
  • Level: Main
  • Area: 546
  • Dimensions: 21' 0" X 26' 0"

Primary Bedroom

  • Features: Ceiling Fan(s),Split BR Plan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main
  • Area: 232.39
  • Dimensions: 13' 8" X 17' 0"

Property

Details

  • Parcel number: 070808995510000
  • Zoning: B1
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Balcony,Covered,Deck,Wrap Around
  • Exterior features: Lawn Maintenance
  • Spa features: Community
  • Has view: Yes
  • View description: Golf Course,Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.10 Acres
  • Features: Views

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Keypad Entry,Shared Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,475$53,700
Home Insurance *$291$3,492
Property Taxes $414$4,968
Electricity $270$3,250
Total$5,450$65,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,857/yr
40% on housing$163,500/yr
45% on housing$145,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$258
Yancey County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$885,000
2024-06-29Listing removed$985,000
2024-03-29Listed for sale$985,000
2022-07-27Listing removed--
2022-04-06Listed for sale$745,000
2018-08-17Sold$399,000
2018-07-02Pending sale$399,000
2018-07-01Listed for sale$399,000

For Sale by Agent

AgentDebbie Phillips
BrokerageMountain Air Realty

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