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220 Stoney Falls Loop #1-B2, Burnsville, NC, 28714

3beds
2baths
1,241sqft
$479,000
$386price/sqft
$3,003/moest. monthly cost
$120,120/yrincome needed

About This Home

You have to see it to believe it! This is a walk in unit that has been transformed into a modern marvel! The sellers have done things that I have never seen before and they have created storage space where there was none. It is like brand new and has only been lived in by the seller. No rental use as of today. This building also has two EV chargers and a charging area for golf carts. They have also kept their HOA fees to the lowest in the neighborhood. Golf course views from the deck that also has a storage closet. Walking distance to Heritage Ridge park. Mountain Air is a gated community just 35 mins from Asheville. All owners have access to 6 parks and 7 miles of hiking trails. Mountain Air Country Club is a private club at the top of the mountain with its own airstrip, golf, tennis, pickle ball courts, nature center, kids' day camp, golf shop, golf learning center and 3 dining choices, including the mountain market. The average daily temperature is 75° in the summer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-52.9 mi
9/10
Cane River MiddleGrades 6-83.0 mi
4/10
Mountain Heritage HighGrades PK,9-122.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 1,241

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,241
  • Total interior livable area: 1,241 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 070900817028.005
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Golf Course,Long Range

Parking

  • Parking features: On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$157$1,884
Property Taxes $224$2,688
Electricity $200$2,405
Total$3,003$36,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,960/yr
40% on housing$90,090/yr
45% on housing$80,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$260
Yancey County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$479,000
2026-01-01Listing removed$525,000
2025-09-18Listed for sale$525,000
2020-08-18Sold$120,000
2020-07-27Pending sale$129,000
2020-03-02Listed for sale$129,000
2019-12-30Listing removed$150,000
2019-01-05Listed for sale$150,000

For Sale by Agent

AgentDiane Vander Linden
BrokerageWNC Mountain Realty Group LLC

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