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121 Stoney Falls Loop #E4, Burnsville, NC, 28714

3beds
3baths
2,147sqft
$729,500
$340price/sqft
$4,468/moest. monthly cost
$178,720/yrincome needed

About This Home

Offering some of the best Black Mountain Views in Mountain Air! Main level walk-in. Tucked quietly within the cul-de-sac of the Heritage Ridge community, this inviting mountain retreat offers privacy and connection, an ideal haven for gathering with family and welcoming guests. Surrounded by natural beauty of the Blue Ridge, the home is thoughtfully designed for relaxed mountain living, with spacious living areas and two eastern-facing expansive decks that create a seamless flow between indoors and out. The main level unfolds with an inviting sense of warmth. A well-appointed kitchen and cozy breakfast nook open gracefully to the dining and living areas, where a fireplace anchors the space. Just beyond, the main-level deck, accessible from the living room and primary suite, provides a breathtaking vantage point over the Blue Ridge, ideal for morning coffee or sunset gatherings. The main floor also features a serene primary suite, with access to the outside view deck, large walk-in closet and en-suite bath with soaking tub and separate shower. Main floor also offers an additional bedroom and bath, offering comfort and convenience for everyday living. Perhaps the home’s most beloved gathering place is the screened porch, where a second fireplace invites lingering conversations and quiet evenings on cool summer days. The lower level extends the home’s welcoming spirit with a generous recreation area, an additional bedroom and bath, and access to a second deck, ideal for guests seeking their private retreat. Just a short distance from Heritage Park, the 18th Tee Box and moments from the renowned amenities of the Mountain Air community, this residence embodies a balance of tranquility, comfort and mountain elegance.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-52.9 mi
9/10
Cane River MiddleGrades 6-82.9 mi
4/10
Mountain Heritage HighGrades PK,9-122.3 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Stone

Type & Style

  • Home type: Condo
  • Architectural style: Transitional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Storage,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 643
  • Finished area above ground: 1,504

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 2,147 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 070920819435.004
  • Zoning: B3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Deck,Screened,Side Porch
  • Has view: Yes
  • View description: Long Range,Mountain(s)

Lot

  • Lot size: 0.03 Acres
  • Features: Wooded,Views

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,688$44,256
Home Insurance *$239$2,868
Property Taxes $341$4,092
Electricity $200$2,405
Total$4,468$53,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,188/yr
40% on housing$134,040/yr
45% on housing$119,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$257
Yancey County$253

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$745,000
2024-03-22Sold$643,000
2021-12-02Sold$540,000
2021-10-04Contingent$540,000
2021-09-24Listed for sale$540,000

For Sale by Agent

AgentMarilyn Wright
BrokeragePremier Sotheby’s International Realty

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