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906 Spruce St, Martinsville, VA, 24112

3beds
2baths
2,770sqft
$240,000
$87price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Beautifully renovated 3-bedroom, 2-bath home featuring a versatile upstairs bonus room and finished basement. Enjoy the charm of refinished hardwood floors paired with modern updates throughout. The kitchen boasts brand-new stainless steel appliances, while major upgrades include a new roof and HVAC system for peace of mind. Move-in ready and offering plenty of flexible living space, this home combines classic character with modern convenience.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
3/10
Martinsville High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,204
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 2,770 sqft

Laundry

  • Level: Basement

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 000666300
  • Zoning: R-N
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.20 Acres
  • Lot size dimensions: per ta x records

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$184$2,208
Property Taxes $195$2,340
Electricity $266$3,201
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 24112$102
Martinsville City$72

vs Homes Sold Last Month

Median $/sqft

ZIP 24112$101
Martinsville City$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$255,000
2026-03-05Price change$260,000
2026-02-10Price change$275,000
2026-01-07Price change$285,000
2025-10-23Price change$299,000
2025-09-18Listed for sale$319,900

For Sale by Agent

AgentKristin Harris
BrokerageBlue Knight Real Estate Group LLC

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