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94 Kansas City Way, Sunrise Beach, MO, 65079

4beds
5baths
4,564sqft
$1,299,000
$285price/sqft
$8,209/moest. monthly cost
$328,360/yrincome needed

About This Home

This one has it all! First is the VIEW...9 mile marker of Lake of the Ozarks! 4 spacious bedrooms with 5 bathrooms. Walk in on the main level game room and enjoy hanging out with the gang inside or out. This floor includes 2 master suites on either end and a huge covered deck. A few steps up to the middle level and you find the open kitchen/living room/bar area in addition to 2 more large bedrooms with extra sleep space and 2 more bathrooms. And the Deck is the perfect place to watch boats or sunbathe. But wait there's more...The top floor is a space all it's own with more of the fabulous views, family room, extra sleeping area and full bath. Don't forget the firepit out front perfect for telling stories or having an evening cocktail. VRBO income already booked with $30,000 and that's just early rentals. Approximately 1.06 acres +/-. This one truly is a one of a kind custom built home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Camdenton Middle SchoolGrades 7-812.7 mi
6/10
Camdenton High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 1959

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Finished area above ground: 4,314

Interior Area

  • Total structure area: 8,628
  • Total interior livable area: 4,564 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 02703600000003011000

Features

  • Levels: Tri-Level
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 1.06 Acres

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$796$9,552
Property Taxes $497$5,964
Electricity $348$4,182
Total$8,209$98,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,451/yr
40% on housing$246,270/yr
45% on housing$218,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 65079$263
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65079
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,399,000
2026-03-11Listed for sale$1,499,000
2025-11-07Listing removed$1,750,000
2025-09-30Price change$1,750,000
2025-07-30Price change$1,850,000
2025-07-03Listed for sale$1,900,000
2025-04-21Listing removed--
2025-03-22Listed for sale$2,499,999

For Sale by Agent

AgentVILYNDA F HAGUE
BrokerageLOTO HOMES REALTY

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