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995 N Cass Lake Rd APT 221, Waterford, MI, 48328

1beds
1baths
639sqft
$79,900
$125price/sqft
$728/moest. monthly cost
$29,120/yrincome needed

About This Home

Beautifully updated condo close to shopping and M-59. HOA fees include Heat and water as well as use of the common areas and swimming pool. One of a kind opportunity in Waterford.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Common Area

Bathroom1

  • Level: Main

Bedroom1

  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Area: 60

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 639

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 639
  • Total interior livable area: 639 sqft

Kitchen

  • Area: 88

Living Room

  • Area: 165

Property

Details

  • Parcel number: 1323327074
  • Special condition: Private

Features

  • Private pool: Yes
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Patio
  • Spa features: Community
  • Frontage type: Road
  • Frontage length: 0

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces,Covered,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$53$636
Property Taxes $83$996
Electricity $188$2,259
Total$728$8,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,960/yr
40% on housing$21,840/yr
45% on housing$19,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 48328$170
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48328$185
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-20Price change$79,900
2025-07-19Listed for sale$77,000
2018-07-11Sold$35,500
2017-09-19Sold$26,542
1995-07-19Sold$33,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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