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8615 E 89th St, Kansas City, MO, 64138

5beds
4baths
2,817sqft
$315,000
$112price/sqft
$2,456/moest. monthly cost
$98,240/yrincome needed

About This Home

Welcome to a home where space is never in short supply. Offering nearly 2,850 square feet, 5 bedrooms, 3.5 bathrooms, and a rare oversized lot, this property provides the perfect opportunity for buyers looking to personalize a home and build equity. The main level features multiple living and entertaining spaces, including a formal living room, dining room, spacious family room, breakfast nook, and screened-in porch overlooking the expansive backyard. The generously sized primary suite is conveniently located on the main floor and includes a large walk-in closet and private bath. Upstairs, you'll find additional bedrooms, two full bathrooms, an attic/storage area, and an impressive walk-in closet that offers flexibility for storage, hobbies, or future customization. Outside, the oversized backyard provides endless possibilities for outdoor entertaining, gardening, recreation, or future improvements. The side-entry garage and mature trees add to the home's curb appeal and functionality. While the home retains much of its original character and finishes, it has been lovingly maintained and offers exceptional potential for cosmetic updates. Whether you're looking for a renovation project, an investment opportunity, or a spacious home you can make your own over time, this property is ready for its next chapter.

Getting Around

18
WalkingCar-Dependent
22
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

6/10
Dobbs Elementary SchoolGrades K-51.1 mi
3/10
2/10
Ruskin High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Composition
  • Construction materials: Brick Trim,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Garage Entrance,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,817

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,817
  • Total interior livable area: 2,817 sqft

Property

Details

  • Parcel number: 50340071100000000

Lot

  • Lot size: 0.38 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$353$4,236
Property Taxes $296$3,552
Electricity $215$2,581
Total$2,456$29,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,205/yr
40% on housing$73,680/yr
45% on housing$65,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 64138$145
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64138$131
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$315,000
2026-06-24Listed for sale$330,000
2022-10-06Sold--
2022-09-16Pending sale$250,000
2022-09-15Listed for sale$250,000

For Sale by Agent

AgentOmar Herrera
BrokeragePlatinum Realty LLC

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