112 Boulder Creek Ln, Tuckasegee, NC, 28783
About This Home
Want a mountain treehouse? Here's your opportunity to become part of beautiful Bear Lake Reserve. This well-appointed fully furnished cottage is now available for the first time in many years. The cottage is located on Boulder Creek Lane and features a 3-bedroom 2 bath one level home. Enjoy the stone fireplace in the living room and sit out on the screened porch with a stone fireplace overlooking a year-round babbling creek. This cottage has HIGH speed fiber optics as well as a new roof, HVAC, carpeting and other updates. Bear Lake Reserve has many amenities from a Lake Club with pub fare or fine dining , 2 heated pools and 2 hot tubs. Enjoy the mountain lake with a sandy beach and a marina. This mountain getaway has many upgrades. We have a Jack Nicklaus 9-hole golf course, driving range, tennis and PICKLEBALL!. Miles of hiking trails throughout this gated community. Come out to explore and experience all that beautiful Bear Lake Reserve has to offer. Just a thought when not here enjoying your place, make this cottage available as vacation rental.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Crawl Space
- Roof: Wood
- Construction materials: Cedar Shake,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Arts and Crafts,Cottage,Ranch,Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Washer
- Laundry features: Laundry Closet,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Open Floorplan,Pantry
- Window features: Insulated Windows,Window Treatments
- Flooring: Carpet,Tile,Wood
- Fireplace features: Great Room,Living Room
- Finished area below ground: 0
- Finished area above ground: 1,560
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Ceiling Fan(s),Heat Pump
Interior Area
- Total structure area: 1,560
- Total interior livable area: 1,560 sqft
Primary Bedroom
- Features: Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s)
- Level: Main
- Area: 180
- Dimensions: 15' 0" X 12' 0"
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 7576962893
- Zoning: R1
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
- Exterior features: Lawn Maintenance
- Spa features: Community
- Has view: Yes
- View description: Mountain(s)
- On waterfront: Yes
- Waterfront features: Beach - Private,Beach - Public,Creek,Creek/Stream,Waterfront
- Waterbody name: Bear Creek Lake
Lot
- Lot size: 0.92 Acres
- Features: Level,Paved,Rolling Slope,Wooded
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $146 | $1,752 |
| Electricity | $200 | $2,405 |
| Total | $3,108 | $37,296 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-29 | Listed for sale | $525,000 |
| 2018-08-13 | Sold | $267,500 |
| 2018-06-30 | Pending sale | $279,900 |
| 2018-06-30 | Listed for sale | $279,900 |
| 2006-03-01 | Sold | $417,500 |
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