See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1074 Sandpiper Dr, Waterford, MI, 48328

3beds
3baths
1,647sqft
$325,000
$197price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Welcome to The Harbours, a highly sought-after waterfront community offering private docking facilities on all-sports Otter Lake, with direct access to Sylvan Lake for endless boating, fishing, and water recreation. This exceptional end-unit condominium includes a deeded boat dock, allowing you to enjoy the lake lifestyle without the high cost of waterfront ownership. One of the few homes in the community featuring a coveted 2-car attached garage with direct access into the home, this condo offers both convenience and comfort. The spacious kitchen is equipped with black appliances, faux granite countertops, and abundant cabinet space. The adjoining dining room is generously sized for entertaining family and friends. The inviting great room showcases soaring vaulted ceilings, a cozy fireplace, and plenty of natural light. The first-floor primary suite offers a walk-in closet and a private bath featuring granite countertops and a walk-in shower. A convenient first-floor laundry room is located just steps from the primary suite, while the elegant powder room also features granite countertops. Upstairs you'll find two additional bedrooms and a full bath with granite countertops. One bedroom offers two walk-in closets, while the second is currently configured as a versatile loft overlooking the great room—perfect for a home office, reading nook, or guest space. Ideally located near parks, walking trails, beaches, shopping, and dining, this home offers the perfect blend of recreation and convenience. Opportunities to own in The Harbours are rare, making this an exceptional chance to enjoy maintenance-free living with private lake access. Don't miss your opportunity to experience all the joys of lake living at a fraction of the waterfront price.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Mason Middle SchoolGrades 6-84.5 mi
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab,Sump Pump
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Carriage House
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Oven,Free Standing Electric Range,Free Standing Refrigerator,Humidifier,Microwave,Self Cleaning Oven,Washer
  • Laundry features: Laundry Room

Bedroom

  • Level: Second
  • Area: 252
  • Dimensions: 18 X 14

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 99
  • Dimensions: 11 X 9

Features

  • Entrance Foyer,High Speed Internet
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,647

Great Room

  • Level: Entry
  • Area: 209
  • Dimensions: 19 X 11

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,647 sqft

Kitchen

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Laundry

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Other

  • Level: Second
  • Area: 54
  • Dimensions: 9 X 6

Other

  • Level: Entry
  • Area: 30
  • Dimensions: 6 X 5

Primary Bathroom

  • Level: Entry
  • Area: 45
  • Dimensions: 9 X 5

Primary Bedroom

  • Level: Entry
  • Area: 182
  • Dimensions: 14 X 13

Property

Details

  • Parcel number: 1335403057
  • Special condition: Short Sale No,Standard

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevel
  • Patio & porch: Deck,Porch
  • Exterior features: Grounds Maintenance,Private Entrance
  • Fencing: Fencingnot Allowed
  • Waterfront features: All Sports Lake,Boat Facilities,Dock Facilities,Lake Privileges,Swim Association
  • Waterbody name: Otter

Lot

  • Features: Sprinklers

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Direct Access,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$218$2,616
Property Taxes $338$4,056
Electricity $188$2,259
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 48328$164
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48328$185
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$325,000

For Sale by Agent

AgentCheryl L Waring
BrokerageRE/MAX Eclipse Clarkston

Similar Homes