39456 U.S. Highway 264, Belhaven, NC, 27810
About This Home
WELCOME TO YOUR PRIVATE WATERFRONT RETREAT in the Ponzer community of Hyde County NC. This 2-BR 2-BA raised home w/ a spacious loft consists of 26.22 AC & offers the perfect blend of comfort, functionality, & outdoor lifestyle. Inside you'll love the warm, rustic feel created by wood walls & open-concept layout. The large primary BR easily accommodates a king bed w/ additional furnishings & features a large closet & en-suite bath with shower. The 2nd BR is ideal for a queen or bunk beds. A standout feature is the awesome loft space with plenty of headroom-perfect for additional sleeping, an office, or flex space to fit your needs. The sunroom is a true highlight, featuring tongue-&-groove walls and ceiling, and lined w/ windows on 3 sides to capture panoramic views & abundant natural light. Step outside to a large deck, ideal for relaxing after a day on the water or entertaining family & friends. The property is situated on a protected canal w/ direct access to big water, making it a dream location for boating, fishing & enjoying the outdoors. The acreage includes 2 parcels: a .88 ac homesite & additional 21.26 ac tract extending to the creek, primarily consisting of marsh & wetlands that offer privacy & natural beauty. Storage & workspace are unmatched with a 30x40 metal building featuring 2 bays & a large storage area, plus an additional 30x60 metal building w/ 4 bays-perfect for equipment, hobbies, or even creating an outdoor kitchen or gathering space. Attached to the 30x40 building is a 15x30 enclosed chicken coop, previously home to over 50 chickens, offering nesting boxes & ample space for poultry or the flexibility to suit your needs. Gardeners will appreciate the fenced-in garden area along with an established herb garden that returns each year. Located in Hyde Co. this property puts you right in the heart of 1 of Eastern NC's best-kept secrets for outdoor recreation. Known for its vast stretches of undeveloped land, scenic waterways, & proximity to the Pamlico Sound, Hyde Co. is a haven for sportsman & nature lovers alike. The area offers exceptional hunting opportunities for deer, bear, & waterfowl, along w/ some of the best fishing on the East Coast- whether inshore, offshore, or right from your backyard. Boating, kayaking, & exploring the surrounding creeks & rivers are part of everyday life here, making it the perfect location for anyone looking to enjoy the outdoors year-round. If you've been searching for a peaceful waterfront property with room to spread out and endless possibilities, this one checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Other,Raised,Pilings
- Roof: Metal
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Gas Range
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Ceilings,Ceiling Fan(s),Blinds/Shades,Eat-in Kitchen
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Wall/Window Unit(s),Multi Units
Interior Area
- Total structure area: 1,024
- Total interior livable area: 1,024 sqft
Property
Details
- Parcel number: 4387
- Zoning: r
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Open,Deck,Porch
- Fencing: None
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Pier,Canal Front,Deeded Water Access,Waterfront,Water Depth 4+
- Frontage type: Canal Front
- Living area range: 1000 - 1199
Lot
- Lot size: 26.22 Acres
- Features: Boat Dock,Deeded Water Access,Deeded Waterfront,Navigable Water,Pier,Water Depth 4+
- Lot size dimensions: 202 x 193 x 177 x 210
Parking
- Total spaces: 6
- Parking features: Covered,Detached,Gravel,Unpaved,Off Street,On Site,Garage6
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Coastal Flooding
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Hyde County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $516 | $6,192 |
| Electricity | $200 | $2,405 |
| Total | $3,016 | $36,192 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $450,000 |
| 2022-12-23 | Listing removed | -- |
| 2022-11-15 | Listed for sale | $315,000 |
| 2010-11-15 | Sold | $75,000 |
View on Zillow