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662 W 6th St, Schell City, MO, 64783

5beds
4baths
5,251sqft
$649,500
$124price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

As you pull through the gate and meander down the mature pin oak lined 1000+’ long driveway and pull up to the stunning home and shop you will be in awe at the beauty this place has! You will immediately notice how well maintained this home, shop, and acreage is! The sprawling views off the massive covered deck is unlike any you have seen before! The property is located in the Northeast corner of Vernon County, 20 Minutes east of Rich Hill, MO, 1hr 20min south of Kansas City, MO, 1hr 30min North of Springfield, MO, and 45 min SW of Truman Lake. The 8635+/- acre Schell-Osage Conservation Area is located just a couple minutes to the east and the 13,929 acre Four Rivers Conservation Area is located just 10 minutes west providing a tremendous amount of recreational opportunities close by. The well maintained home is approximately 5251 finished square feet. The incredible home features open concept living with 5 bedrooms, 4 full bathrooms, loft area, large living room on the main level, large family room in the basement with a bar & kitchenette, 3 large stone fireplaces with wood burning inserts, and a concrete shelter room. Additionally, around the exterior of the home you will find that there is a 16’x16’ concrete garage under the porch, nearly 2700 sq ft of covered deck, patio, and screened in porches featuring outdoor speakers and incredible hill top views of the Osage River bottom! Near the home you will find a very nice 25’ wide octagon shaped covered stone fire pit area with a hood vent and a 30’x40’ shop with concrete, electric and 3 garage doors. The home site is fully fenced off with wooden fencing. This incredible 31.42+/- acre farm is partially fenced but the seller is willing to fence the north boundary creating a fully fenced property, so brig your horses or livestock! If you plan to run livestock you will be pleased to know there is a fully stocked pond, a 24’x60’ 3-sided shed, and a 50’x60’ livestock barn.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Construction

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 3
  • Fireplace features: Basement,Dining Room,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,558
  • Finished area above ground: 3,693

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 5,251
  • Total interior livable area: 5,251 sqft

Kitchen

  • Level: Main

Kitchen2Nd

  • Level: Basement

Laundry

  • Level: Main

Loft

  • Level: Upper

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 18.033001.0

Features

  • Patio & porch: Screened
  • Waterfront features: Pond

Lot

  • Lot size: 31.42 Acres
  • Features: Acreage

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$598$7,176
Property Taxes $346$4,152
Electricity $400$4,811
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 64783$11
Vernon County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 64783
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$559,500
2026-04-23Price change$649,500
2026-04-06Price change$684,500
2026-02-13Listed for sale$699,500
2025-11-22Listing removed$775,000
2025-10-24Price change$725,000
2025-09-18Price change$775,000
2025-08-05Price change$825,000
2025-07-22Pending sale$869,000
2025-06-05Listed for sale$869,000

For Sale by Agent

AgentDerek Payne
BrokerageMidwest Land Group

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