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10801 S Meridian Rd, Warren, IN, 46792

5beds
3baths
2,857sqft
$550,000
$193price/sqft
$3,733/moest. monthly cost
$149,320/yrincome needed

About This Home

This beautiful ranch offers the ease and comfort of single-level living combined with the space and flexibility of a finished basement. From the moment you arrive, pride of ownership is evident in every detail of this immaculate property.The main floor boasts 3 spacious bedrooms and 2.5 baths, thoughtfully designed for both everyday living and entertaining. The inviting living room centers around a warm gas fireplace, creating the perfect gathering spot for cool evenings and cozy nights in. The primary suite offers a private retreat of its own, complete with an electric fireplace for added ambiance and comfort. Bedrooms two and three are connected by a convenient Jack-and-Jill style bathroom. Throughout the home, you’ll find custom cabinetry that adds timeless character and abundant storage, paired beautifully with elegant granite countertops that elevate the kitchen and bathrooms alike. These high-end finishes speak to the quality and craftsmanship found throughout the entire home. Downstairs, the full basement significantly expands your living space, offering two additional possible bedrooms along with generous room for a family room, home office, gym, or whatever suits your lifestyle. Setting on 1.89 acres, this property offers a rare combination of privacy and space while being just a couple of miles from I-69 for easy commutes. Nearby rail line sees minimal use - sellers note only about one train per year. This is a truly move-in ready home where every detail has been cared for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Salamonie SchoolGrades K-51.9 mi
7/10
Riverview SchoolGrades 6-813.2 mi
6/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Dryer-Gas,Exhaust Fan,Electric Oven,Gas Water Heater,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 48

Features

  • Number of fireplaces: 2
  • Fireplace features: Living Room,1st Bdrm,Electric,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 894
  • Finished area above ground: 1,963

Heating & Cooling

  • Heating features: Propane,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,495
  • Total interior livable area: 2,857 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 345

Property

Details

  • Parcel number: 351230300047.901016

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground

Lot

  • Lot size: 1.89 Acres
  • Features: Level,0-2.9999,Rural
  • Lot size dimensions: 356X425X547

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$409$4,908
Property Taxes $282$3,384
Electricity $261$3,142
Total$3,733$44,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,988/yr
40% on housing$111,990/yr
45% on housing$99,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 46792$110
Huntington County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 46792$154
Huntington County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$550,000

For Sale by Agent

AgentMiranda Bolinger
BrokerageHoosier Real Estate Group

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