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20623 Footstep Path, Katy, TX, 77449

4beds
3baths
2,981sqft
$345,000
$116price/sqft
$2,495/moest. monthly cost
$99,800/yrincome needed

About This Home

This two-story home in Katy offers a smart layout with space in all the right places and the flexibility to fit your lifestyle. Right at the entry, a dedicated study or flex space gives you options—a home office, playroom, or quiet retreat. The main living area opens up with soaring ceilings, the kitchen flows seamlessly into the living room, making everyday living and entertaining feel connected. The dining area sits just off the kitchen for easy access. The primary suite is tucked downstairs for added privacy, featuring a generously sized bedroom, an ensuite bath with a tub/shower combination designed for functionality, and a spacious walk-in closet. Upstairs, is a large game room that can double as a second living area, along with three secondary bedrooms, a full bath, and a conveniently located laundry room. Zoning to Cy-Fair ISD, this home offers quick access to major freeways, making commutes simple while keeping shopping, dining, and everyday essentials within easy reach.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
New Elementary SchoolGrades PK-50.2 mi
4/10
Thornton Middle SchoolGrades 6-81.2 mi
5/10
Cypress Park High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Ceilings,En-Suite Bath,Primary Bed - 1st Floor,Sitting Area,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Game Room

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,981
  • Total interior livable area: 2,981 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Primary Bath

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 357
  • Dimensions: 21x17

Property

Details

  • Parcel number: 1376750030011

Features

  • Stories: 2
  • Fencing: Back Yard

Lot

  • Lot size: 5,109 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$277$3,324
Property Taxes $147$1,764
Electricity $327$3,927
Total$2,495$29,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,542/yr
40% on housing$74,850/yr
45% on housing$66,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$2,550
2026-07-17Listed for sale$345,000
2026-07-01Price change$2,650
2026-06-12Price change$2,750
2026-05-02Listed for rent$2,850

For Sale by Agent

AgentVanessa Valderrama
BrokerageCB&A, Realtors-Katy

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