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398 N Saginaw St, Pontiac, MI, 48342

4beds
2baths
1,620sqft
$250,000
$154price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Owen Elementary SchoolGrades K-62.5 mi
3/10
Pontiac Middle SchoolGrades 6-81.9 mi
3/10
Pontiac High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Basement,Poured,Stone
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Early American
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free Standing Gas Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 108
  • Dimensions: 12 X 9

Bedroom

  • Level: Second
  • Area: 66
  • Dimensions: 6 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 88
  • Dimensions: 8 X 11

Family Room

  • Level: Second
  • Area: 70
  • Dimensions: 7 X 10

Features

  • Entrance Foyer
  • Finished area above ground: 1,620

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Living Room

  • Level: Entry
  • Area: 192
  • Dimensions: 16 X 12

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Other

  • Level: Second
  • Area: 40
  • Dimensions: 5 X 8

Other

  • Level: Second
  • Area: 30
  • Dimensions: 6 X 5

Other

  • Level: Second
  • Area: 66
  • Dimensions: 11 X 6

Primary Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Primary Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13 X 11

Property

Details

  • Parcel number: 1429226005
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Back Yard,Fenced,Fencing Allowed

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 41.66 x 170

Parking

  • Total spaces: 2.5
  • Parking features: Twoand Half Car Garage,Detached,Direct Access,Driveway,Electricityin Garage,Garage Faces Front,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2.5